McLennan County property record for 2189 Covered Wagon Trl, Crawford, TX 76638
| Property Type | Rural Home |
|---|---|
| Lot Size | 12.3 acres (539,316 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,940 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-034600-001002-0 |
| Primary APN | 22-034600-001002-0 |
|---|---|
| Alternative APN |
|
| Lot Area | 539,316 sqft |
|---|
| Street Address | 2189 COVERED WAGON TRL |
|---|---|
| City | CRAWFORD |
| State | TX |
| Zip | 76638-3068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FRAZIER W W ACRES 12.381 |
| Legal Subdivision | FRAZIER W W |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | CRAWFORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 4000 |
2189 Covered Wagon Trl, a rural home, is owned and occupied by an individual.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2189 COVERED WAGON TRL, CRAWFORD, TX 76638-3068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Nov 30, 2020 | Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2189 COVERED WAGON TRL, CRAWFORD, TX 76638-3068 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000013644 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022013644 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2189 COVERED WAGON TRL, CRAWFORD, TX 76638-3068 |
| Document Number | 0000043640 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | HOME ABSTRACT AND TITLE COMPANY, HOME ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2189 COVERED WAGON TRL CRAWFORD TX 766383068, CRAWFORD, TX 76638-3068 |
| Document Number | 0000043640 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 43640 |
| Name | FIRST NAT'L BK/CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76702 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 2189 Covered Wagon Trl was $5,940 with a homeowner's exemption, down 10.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Crawford Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,367 (-7.94%) Land $9,867 Building $487,500 | $582,126 (-7.6%) Land $94,626 Building $487,500 | |
| 2025 | $5,940.00 (-10.86%) Homeowner's exemption | $540,290 Land $9,890 Building $530,400 | $630,040 Land $99,640 Building $530,400 |
| 2024 | $6,664.00 | ||
| 2023 | $540,210 Land $9,810 Building $530,400 | $630,040 Land $99,640 Building $530,400 | |
| 2022 | $6,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2189 Covered Wagon Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2189 Covered Wagon Trl is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 49% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST CRAWFORD WSC serves 972 people · EPA ID TX1550023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Nextlink.
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