Saratoga County and Charlton Town property record for 2189 Cook Rd, Galway, NY 12074
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,458 sqft · built 1780 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $435,000 (Sep 2009) |
| Tax Bill | $9,865 (2025) |
| Deeds & Mortgages | May 2026 Sale Oct 2020 Sale + 1 more |
| APN | 5 J00260 |
| Primary APN | 5 J00260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,458 sqft Living Area |
| 1st Floor Area | 3,096 sqft |
| 2nd Floor Area | 972 sqft |
| Upper Floors Area | 390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1780 |
|---|---|
| Effective Year Built | Effective 1780 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 493 ft Width |
| Garage Type | Detached |
| Garage Area | 5,908 sqft |
| Parking Spaces | 20 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Canopy | 60 sqft |
| Milk House | Milk House |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5 J00260 |
|---|---|
| Street Address | 2189 COOK RD |
| City | GALWAY |
| State | NY |
| Zip | 12074-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 46.111 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | CHARLTON |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 61600 |
Source: Saratoga County and Charlton Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2189 COOK RD, GALWAY, NY 12074-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 6, 2026 | Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 15, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 8, 2017 | Deed of Trust, Mortgage · Conventional with PMI SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2009 · Amount on Record |
| Deed Sale | Sep 1, 2009 · Amount on Record |
| Deed Book / Page | 2009 / 31252 |
| Last Transfer Date | Jul 16, 2025 |
| Transfer Doc | 0000012627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | May 6, 2026 |
| Property Address | 2189 COOK RD, GALWAY, NY 12074-2611 |
| Document Number | 0000012627 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 202612627 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2189 COOK RD, GALWAY, NY 12074-2611 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Oct 15, 2020 |
| Property Address | 2189 COOK RD, GALWAY, NY 12074-2611 |
| Document Number | 0000028255 |
| Instrument Date | Aug 2, 2020 |
| Instrument | 28255 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2189 COOK RD GALWAY NY 120742611, GALWAY, NY 12074-2611 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 2189 COOK RD, GALWAY, NY 12074-2611 |
| Document Number | 0000005268 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2189 COOK RD GALWAY NY 120742611, GALWAY, NY 12074-2611 |
| Document Number | 0000005268 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 5268 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2047 |
Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Charlton Town |
| Unified School District | Galway Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,865.00 | $339,500 (-) Land $39,500 Building $300,000 | $692,857 (+12.24%) Land $80,612 Building $612,245 |
| 2023 | $339,500 Land $39,500 Building $300,000 | $617,273 Land $71,818 Building $545,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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