2189 Chism Dr, Elko, NV 89801 Property Records

Elko County property record for 2189 Chism Dr, Elko, NV 89801

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 1988
Lot Size	0.384 acres (16,727 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (May 2019)
Tax Bill	$1,088 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-100-014`

Property Details

APN / Parcel Number

Primary APN	`091-100-014`
Alternative APN	`006-09F-018`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	16,727 sqft (0.384 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	288 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	128 sqft
Tennis Court	Tennis Court
Sports Court	Sports Court
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic

Location & Zoning

Street Address	2189 CHISM DR
City	ELKO
State	NV
Zip	89801-4743
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	SUNDANCE ESTATES UNIT NO 2 FILE 244672 LOCATED IN THE SE4SW4 OF MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	17
Legal Subdivision	SUNDANCE ESTATES 2
Legal Block	K
Legal Lot Number	14
Legal Unit	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1508
Census Tract	950702

Owner

2189 Chism Dr, a mobile home, is owned and occupied by two individuals who bought it in May 2019.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2189 CHISM DR, ELKO, NV 89801-4743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 31, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Sep 26, 2016 · Amount on File
Deed Document Number	2019755106
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2189 CHISM DR, ELKO, NV 89801-4743
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000787396
Date	May 20, 2021
Instrument	787396

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Dec 1, 2050

May 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 31, 2019
Property Address	2189 CHISM DR, ELKO, NV 89801-4743
Document Number	0000755106
Map Reference	FILE 244672
Instrument Date	May 3, 2019
Instrument	755106
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2189 CHISM DR, 2189, ELKO, NV 89801-4743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 CHISM DR, ELKO, NV 89801-4743

Mortgage

Document Number	0000755107
Date	May 31, 2019
Instrument	755107

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2189 Chism Dr was $1,088, down 1.5% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,088.00 (-1.54%)	$40,605 (-1.59%) Land $12,075 Building $28,530	$116,014 (-1.59%) Land $34,500 Building $81,514
2025	$1,105.00	$41,259 Land $12,075 Building $29,184	$117,883 Land $34,500 Building $83,383
2023	$1,057.00 (+7.64%)	$39,444 (+7.68%) Land $12,075 Building $27,369	$112,697 (+7.68%) Land $34,500 Building $78,197
2022	$982.00	$36,631 Land $12,075 Building $24,556	$104,660 Land $34,500 Building $70,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2189 Chism Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2189 Chism Dr is extreme, ranking above 97.8% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 92% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: White Cloud Communications.

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