2189 Bess Ave, Livermore, CA 94550 Property Records

Alameda County property record for 2189 Bess Ave, Livermore, CA 94550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1951
Lot Size	0.776 acres (33,787 sqft)
Owner	Company Name on Record
Tax Bill	$847 (2025)
Deeds & Mortgages	Oct 2025 Reverse Mortgage Feb 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`99-725-74-2`

Property Details

APN / Parcel Number

Primary APN	`99-725-74-2`
Alternative APN	`099-0725-074-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	33,787 sqft (0.776 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2189 BESS AVE
City	LIVERMORE
State	CA
Zip	94550-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00002 BLK: 0074 AR: 0099 PAGE: 0725
Legal Subdivision	EL VALLE DE SAN JOSE RHO
Legal Lot Number	25
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	2
Census Block	2015
Census Tract	451601

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2189 BESS AVE, LIVERMORE, CA 94550-9664
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Feb 13, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 26, 2024
Transfer Doc	0000024322
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2189 BESS AVE, LIVERMORE, CA 94550-9664
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 BESS AVE, LIVERMORE, CA 94550-9664

Mortgage

Document Number	0000128617
Date	Oct 14, 2025
Instrument	2025128617

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	8023 E 63RD PL STE 700, TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	772 Months
Due	Feb 16, 2090

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2025
Change Frequency	Monthly
Min Rate At Change	2%
Max Rate At Change	10.6%
Index	1-Year CMT

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 13, 2024
Property Address	2189 BESS AVE, LIVERMORE, CA 94550-9664
Document Number	0000024322
Map Reference	MB 3138 PG 285
Instrument Date	Jan 26, 2024
Instrument	2024024322
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	NOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2189 BESS AVE, LIVERMORE, CA 94550-9664

Mortgage

Document Number	0000024323
Date	Feb 13, 2024
Instrument	2024024323

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.54%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,230 (-10.48%) Land $23,721 Building $33,509
2025	$847.00 (+3.04%) Homeowner's exemption	$56,108 (+4.04%) Land $23,256 Building $32,852
2023	$822.00 Homeowner's exemption	$53,930 Land $22,353 Building $31,577	$2,052,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Dec 2024
Also Mapped Here	CITY OF LIVERMORE
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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