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21889 Rucker Dr, Cupertino, CA 95014 Property Records

Santa Clara County property record for 21889 Rucker Dr, Cupertino, CA 95014

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,300 sqft · built 1969
Lot Size0.172 acres (7,500 sqft)
OwnerTrust Name on File
Last Sale$815,000 (Jul 1999)
Tax Bill$15,600 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN356-15-012

Property Details

APN / Parcel Number

Primary APN356-15-012

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,300 sqft Living Area
1st Floor Area1,150 sqft
2nd Floor Area1,150 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21889 RUCKER DR
CityCUPERTINO
StateCA
Zip95014-4759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCU
Legal DescriptionTRACT 4417 MONTEBELLO BOOK 235 PAGE 11 LOT 9
Legal SubdivisionMONTEBELLO
Legal Tract4417
Legal Lot Number9
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2003
Census Tract507702

Owner

21889 Rucker Dr is owner-occupied and held in a trust since June 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordTrust Name on File
Mailing Address21889 RUCKER DR, CUPERTINO, CA 95014-4759
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Quit Claim Deed, Transfer
LOAN STORE
Jun 29, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 23, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Apr 26, 2018Intrafamily Transfer, Transfer · ARM
PROVIDENT FUNDING ASSOCIATES LP
Apr 26, 2018Quit Claim Deed, Transfer
COMMONWEALTH LAND TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 1999 · Amount on File
Deed SaleJul 8, 1999 · Amount on File
Deed Document Number199914886387
Last Transfer DateJun 19, 2020
Transfer Doc0024520125
Record UpdatedOct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateJun 29, 2020
Property Address21889 RUCKER DR, CUPERTINO, CA 95014-4759
Document Number0024520125
Instrument DateJun 19, 2020
Instrument24520125
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address21889 RUCKER DR CUPERTINO CA 950144759, CUPERTINO, CA 95014-4759

Mortgage

Document Number24520126
DateJun 29, 2020
Instrument24520126
Lender
NameLOAN STORE
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94108
Agreement
AmountAmount on Record
Term360 Months
DueJun 28, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateJun 29, 2020
Property Address21889 RUCKER DR, CUPERTINO, CA 95014-4759
Document Number0024520127
Instrument DateJun 19, 2020
Instrument24520127
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21889 RUCKER DR CUPERTINO CA 950144759, CUPERTINO, CA 95014-4759

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address21889 RUCKER DR, CUPERTINO, CA 95014-4759
Document Number0023969848
Instrument DateJun 23, 2018
Transaction TypeMortgage
Record UpdatedJul 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21889 RUCKER DR CUPERTINO CA 950144759, CUPERTINO, CA 95014-4759

Mortgage

Document Number0023969848
DateJul 5, 2018
Instrument23969848
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateApr 26, 2018
Property Address21889 RUCKER DR, CUPERTINO, CA 95014-4759
Document Number0023919245
Map ReferenceMB235 PG10&11
Instrument DateApr 18, 2018
Instrument23919245
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyCOMMONWEALTH LAND TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address21889 RUCKER DR, CUPERTINO, CA 95014-4759

Mortgage

Document Number0023919246
DateApr 26, 2018
Instrument23919246
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMay 1, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateApr 26, 2018
Property Address21889 RUCKER DR, CUPERTINO, CA 95014-4759
Document Number0023919247
Instrument DateApr 18, 2018
Instrument23919247
Transaction TypeTransfer
Record UpdatedMay 3, 2018
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21889 RUCKER DR CUPERTINO CA 950144759, CUPERTINO, CA 95014-4759

Tax Assessment & Valuation

The 2025 property tax bill for 21889 Rucker Dr was $15,600 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityCupertino City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,277,673 (+2%) Land $783,853 Building $493,820
2025$15,600.00 Homeowner's exemption$1,252,622 Land $768,484 Building $484,138
2023$15,025.00 (+0.56%) Homeowner's exemption$1,203,984 Land $738,644 Building $465,340
2022$14,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21889 Rucker Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21889 Rucker Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUPERTINO
serves 16,336 people · EPA ID CA4310018
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
Ridge Wireless
Fixed Wireless		100 / 60
AT&T
DSL		100 / 20

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