Cameron County property record for 21887 Hand Rd, Harlingen, TX 78552
| Property Type | Single Family Home |
|---|---|
| Details | 1,279 sqft · built 1955 |
| Lot Size | 1.35 acres (58,893 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $331 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan May 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 987310-0020-010300 |
| Primary APN | 987310-0020-010300 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 58,893 sqft |
| Porch | Open Porch |
| Porch Area | 161 sqft |
| Storage Building | 100 sqft |
| Street Address | 21887 HAND RD |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78552-4183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-C |
| Legal Description | SURVEY26 - HATHAWAY TR 1.3520 ACRES PTNW10 TRACT B |
| Legal Subdivision | J F HATHAWAY SURVEY 26 |
| Legal Tract | 1,B |
| Legal Block | 2 |
| Legal Lot Number | 103 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10403 |
Source: Cameron County records · APN 987310-0020-010300
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21887 HAND RD, HARLINGEN, TX 78552-4183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF SOUTH TX |
| May 14, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF SOUTH TX |
| Jul 15, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2019 |
| Transfer Doc | 201925952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | May 14, 2026 |
| Property Address | 21887 HAND RD, HARLINGEN, TX 78552-4183 |
| Document Number | 0000017204 |
| Instrument Date | May 01, 2026 |
| Instrument | 202617204 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 21887 HAND RD, HARLINGEN, TX 78552-4183 |
| Document Number | 0000017204, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202617204 |
| Name | BANK OF SOUTH TX |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 01, 2027 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | May 14, 2026 |
| Property Address | 21887 HAND RD, HARLINGEN, TX 78552-4183 |
| Document Number | 0000017203 |
| Instrument Date | May 01, 2026 |
| Instrument | 202617203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SAN JUAN TITLE, SAN JACINTO TITLE |
| Name | Verified Name |
|---|---|
| Address | 21887 HAND RD, HARLINGEN, TX 78552-4183 |
| Document Number | 0000017203, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202617203 |
| Name | BANK OF SOUTH TX |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | Jul 15, 2019 |
| Property Address | 21887 HAND RD, HARLINGEN, TX 78552-4183 |
| Document Number | 201925952 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 2019-25952 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 11, COMBES, TX 78535-0011 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 11, COMBES, TX 78535-0011 |
Source: Cameron County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Municipality | Combes Town |
| Unified School District | Harlingen Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,972 (+229.4%) Land $105,531 Building $33,441 | $138,972 (-) Land $105,531 Building $33,441 | |
| 2025 | $331.00 (+3.12%) Homeowner's exemption Senior Citizen's exemption | $42,189 (-11.73%) | $138,972 (+190.77%) Land $105,531 Building $33,441 |
| 2024 | $321.00 (+1.58%) | ||
| 2023 | $316.00 (+0.64%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $47,795 Land $14,354 Building $33,441 | $47,795 Land $14,354 Building $33,441 |
| 2022 | $314.00 |
Source: FEMA National Flood Hazard Layer as of July 18, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 64 (2019–2025) |
| Claims Outside the SFHA | 64 of 64 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Valley Telephone Cooperative, Inc. (TX) Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Smartcom Telephone.
Based on FCC filings for 203 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COMBES serves 3,500 people |
|---|---|
| Water Source | Purchased surface water from HARLINGEN WATER WORKS SYSTEM |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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