21887 Co Rd 23, Sebeka, MN 56477 Property Records

Wadena County property record for 21887 Co Rd 23, Sebeka, MN 56477

Property Summary

Property Type	Single Family Home
Details	1,096 sqft · built 2000
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (May 2019)
Tax Bill	$1,310 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2018 Mortgage + 2 more
APN	`15-006-1030`

Property Details

APN / Parcel Number

Primary APN	`15-006-1030`

Interior

Stories	1 Story
Building Area	1,096 sqft Living Area
Basement Area	390 sqft
Finished Basement	390 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	710 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21887 COUNTY ROAD 23
City	SEBEKA
State	MN
Zip	56477-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.43 AC - PT NE1/4 NE1/4 DESC AS FOLLOWS: BEG AT A POINT 455'S & 33'W OF THE NE CORNER OF SAID SUBDIVISION;THN W
Legal Range	034
Legal Township	135
Legal Section	06
Legal Subdivision	CORNER OF SAID SUBDIVISION
Jurisdiction	WADENA MN
Township / Civil Division	WING RIVER
Census Block Group	6
Census Block	6029
Census Tract	480200

Owner

21887 Co Rd 23 is owned and occupied by an individual who bought it in May 2019.

Source: Wadena County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	21887 COUNTY ROAD 23, SEBEKA, MN 56477-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit UNITY BANK
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage WADENA STATE BANK
May 24, 2019	Warranty Deed, Transfer
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage WADENA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Nov 6, 2015 · Amount on File
Deed Document Number	2019252426
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	21887 COUNTY ROAD 23, SEBEKA, MN 56477-2043
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271862
Date	Mar 2, 2026
Instrument	271862

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 20, 2036

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	21887 COUNTY ROAD 23, SEBEKA, MN 56477-2043
Transaction Type	Mortgage
Record Updated	May 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	249479
Date	Apr 25, 2018
Instrument	249479

Lender

Name	WADENA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2023

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	May 24, 2019
Property Address	21887 COUNTY ROAD 23, SEBEKA, MN 56477-2043
Document Number	252426
Instrument Date	May 23, 2019
Instrument	252426
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Tax	$316.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21887 COUNTY ROAD 23, SEBEKA, MN 56477-2043

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	21887 COUNTY ROAD 23, SEBEKA, MN 56477-2043
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	250151
Date	Jul 11, 2018
Instrument	250151

Lender

Name	WADENA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 21887 Co Rd 23 was $1,310 with a homeowner's exemption.

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
County Subdivision	Wing River Township
Unified School District	Wadena-Deer Creek School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,310.00 Homeowner's exemption	$158,300 (+1.21%) Land $23,700 Building $134,600	$158,300 (+1.21%) Land $23,700 Building $134,600
2025		$156,400 Land $23,700 Building $132,700	$156,400 Land $23,700 Building $132,700
2023	$1,012.00 Homeowner's exemption	$121,200 Land $19,700 Building $101,500	$121,200 Land $19,700 Building $101,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 21887 Co Rd 23; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21887 Co Rd 23 is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 23

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