Deschutes County property record for 21885 Bear Creek Rd, Bend, OR 97701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,230 sqft · built 1973 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | Trust Name on File |
| Last Sale | $752,000 (May 2022) |
| Tax Bill | $3,127 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181201-A0-00400 |
| Primary APN | 181201-A0-00400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Gross Area | 1,830 sqft |
| 1st Floor Area | 1,230 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 121,968 sqft (2.8 acres) |
| Garage Area | 600 sqft |
| Deck Area | 128 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 109860 |
|---|---|
| Street Address | 21885 BEAR CREEK RD |
| City | BEND |
| State | OR |
| Zip | 97701-9660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUA10 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 01 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1901 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Oregon Canal Historic District (Ward Road-Gosney Road Segment) listed 2019 · 29 contributing resources · NRIS 100003461 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
21885 Bear Creek Rd is owner-occupied and held in a trust since May 2022.
Source: Deschutes County records, as of May 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21885 BEAR CREEK RD, BEND, OR 97701-9660 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Deed Document Number | 202218711 |
| Prior Transfer Date | Dec 7, 2009 |
| Prior Transfer Doc | 0000000325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 6, 2022 |
| Property Address | 21885 BEAR CREEK RD, BEND, OR 97701-9660 |
| Document Number | 0000018711 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2022-18711 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 21885 BEAR CREEK RD, BEND, OR 97701-9660 |
| Document Number | 0000018712 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022-18712 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 21885 Bear Creek Rd was $3,127, up 4.5% from the year before.
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,127.00 (+4.51%) | $208,780 (+3%) | $624,170 (+6.23%) Land $379,700 Building $244,470 |
| 2024 | $2,992.00 (+6.29%) | $202,700 (+3%) | $587,560 (-) Land $350,210 Building $237,350 |
| 2023 | $2,815.00 | $196,800 | $587,560 Land $350,210 Building $237,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21885 Bear Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21885 Bear Creek Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 79% of Oregon |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 100 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Wind Wireless Fixed Wireless | 10 / 1 |
May also be available: AT&T, TDS Telecom, Webformix.
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