21882 Summer Pl, Deerwood, MN 56444 Property Records

Crow Wing County property record for 21882 Summer Pl, Deerwood, MN 56444

Property Summary

Property Type	Seasonal / Vacation Home
Details	698 sqft
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Aug 2024)
Tax Bill	$2,098 (2026)
Deeds & Mortgages	Mar 2025 Mortgage Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201070010120009`

Property Details

APN / Parcel Number

Primary APN	`201070010120009`
Alternative APNs	`20170510` `183047` `78317`

Interior

Building Area	698 sqft Living Area
1st Floor Area	698 sqft

Exterior

Effective Year Built	Effective 1985
Architectural Style	Patio Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Waterfront / Beach
Deck Area	199 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Wood Furnace

Location & Zoning

Account Number	183047
Street Address	21882 SUMMER PL
City	DEERWOOD
State	MN
Zip	56444
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 12 BLOCK 1 AND ALSO INCLUDING THAT PART OF LOT 14, BLOCK 1, DESCRIBED AS FOLLOWS; COMMENCE AT THE SE CORNER OF LOT 12, BL
Legal Range	28W
Legal Township	46N
Legal Section	17
Legal Subdivision	SUMMER PLACE
Legal Block	1
Legal Lot Number	12,14
Jurisdiction	CROW WING MN
Township / Civil Division	DEERWOOD
Census Block Group	1
Census Block	1057
Census Tract	950701

Owner

Source: Crow Wing County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21882 SUMMER PL, DEERWOOD, MN 56444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP
Mar 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Jul 1, 1995 · Amount on Record
Deed Document Number	2024278183
Prior Transfer Date	Aug 12, 2024
Prior Transfer Doc	0000278227
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	21882 SUMMER PL, DEERWOOD, MN 56444
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21882 SUMMER PL, DEERWOOD, MN 56444

Mortgage

Document Number	0000280477
Date	Mar 4, 2025
Instrument	280477

Lender

Name	FIRST COMMONWEALTH MORTGAGE CORP
Type	Mortgage Company
Address	LOUISVILLE, KY 40243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	21882 SUMMER PL, DEERWOOD, MN 56444
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	UNKNOWN, SUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21882 SUMMER PL, DEERWOOD, MN 56444

Mortgage

Document Number	0000280735
Date	Mar 31, 2025
Instrument	280735

Lender

Name	FIRST COMMONWEALTH MORTGAGE CORP
Type	Mortgage Company
Address	LOUISVILLE, KY 40243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Deerwood City
Unified School District	Crosby-Ironton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,098.00 (+10.54%)	$243,100 (+20.35%) Land $160,900 Building $82,200	$243,100 (+20.35%) Land $160,900 Building $82,200
2025		$202,000 (-1.08%) Land $122,800 Building $79,200	$202,000 (-1.08%) Land $122,800 Building $79,200
2023	$1,898.00	$204,200 Land $133,300 Building $70,900	$204,200 Land $133,300 Building $70,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Deerwood serves 530 people · EPA ID MN1180012
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CTC.

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