21881 320th St, Sebeka, MN 56477 Property Records

Wadena County property record for 21881 320th St, Sebeka, MN 56477

Property Summary

Property Type	General Agricultural/Rural
Details	1,920 sqft · built 1998
Lot Size	170 acres (7,405,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,912 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2023 Transfer + 5 more
APN	`07-013-1050`

Property Details

APN / Parcel Number

Primary APN	`07-013-1050`

Interior

Stories	1 Story
Building Area	2,176 sqft Living Area
Basement Area	1,920 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	7,405,200 sqft (170 acres)
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	540 sqft
Deck Area	77 sqft
Pole Barn	480 sqft

Location & Zoning

Street Address	21881 320TH ST
City	SEBEKA
State	MN
Zip	56477-2641
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A2
Legal Description	170.00 AC - SE1/4 NE1/4 & SE1/4 SW1/4 & NE1/4 SE1/4 & SW1/4 SE1/4 & SE1/4 NW1/4 SE1/4 SUBJ TO EASEMENT
Legal Range	034
Legal Township	137
Legal Section	13
Jurisdiction	WADENA MN
Township / Civil Division	MEADOW
Census Block Group	2
Census Block	2042
Census Tract	480100

Owner

Source: Wadena County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21881 320TH ST, SEBEKA, MN 56477-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Line of Credit MID CENTRAL NATIONAL BANK
Nov 22, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2023	Warranty Deed, Transfer
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID CENTRAL NATIONAL BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
Feb 24, 2020	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 21, 2020
Transfer Doc	254431
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	21881 320TH ST, SEBEKA, MN 56477-2641
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271902
Date	Mar 6, 2026
Instrument	271902

Lender

Name	MID CENTRAL NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 12, 2035

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WADENA MN
Recording Date	Nov 22, 2023
Property Address	21881 320TH ST, SEBEKA, MN 56477-2641
Document Number	0000265811
Instrument Date	Nov 17, 2023
Instrument	265811
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21881 320TH ST, SEBEKA, MN 56477-2641

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Nov 9, 2023
Property Address	21881 320TH ST, SEBEKA, MN 56477-2641
Document Number	0000265733
Instrument Date	Oct 26, 2023
Instrument	265733
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21881 320TH ST, SEBEKA, MN 56477-2641

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	21881 320TH ST, SEBEKA, MN 56477-2641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	256631
Date	Nov 23, 2020
Instrument	256631

Lender

Name	MID CENTRAL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	21881 320TH ST, SEBEKA, MN 56477-2641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	256018
Date	Sep 14, 2020
Instrument	256018

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WADENA MN
Recording Date	Feb 24, 2020
Property Address	21881 320TH ST, SEBEKA, MN 56477-2641
Document Number	254431
Instrument Date	Feb 21, 2020
Instrument	254431
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21881 320TH ST, SEBEKA, MN 56477-2641

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	21881 320TH ST, SEBEKA, MN 56477-2641
Transaction Type	Mortgage
Record Updated	Jun 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	249814
Date	Jun 1, 2018
Instrument	249814

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
County Subdivision	Meadow Township
Unified School District	Sebeka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,912.00 (+10.01%) Homeowner's exemption	$832,800 (+7.89%) Land $508,500 Building $324,300	$832,800 (+7.89%) Land $508,500 Building $324,300
2025	$3,556.00 (+12.25%) Homeowner's exemption	$771,900 (+13.46%) Land $466,300 Building $305,600	$771,900 (+13.46%) Land $466,300 Building $305,600
2023	$3,168.00 Homeowner's exemption	$680,300 Land $449,500 Building $230,800	$680,300 Land $449,500 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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