Storey County property record for 21880 Adobe Rd, VC Highlands, NV 89521 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,460 sqft · built 1986 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-044-17 |
| Primary APN | 003-044-17 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,460 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 224 sqft |
| Patio Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 21880 ADOBE RD |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL MAP ID : LOT : 38 BLOCK : H VCH H-38 TOWN : VC HIGHLANDS |
| Legal Range | 21E |
| Legal Township | 18N |
| Legal Section | 32 |
| Legal Subdivision | VIRGINIA CITY HIGHLANDS |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Legal Unit | 1 |
| Jurisdiction | STOREY NV |
| Township / Civil Division | VIRGINIA CITY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970200 |
Source: Storey County records · APN 003-044-17
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21880 ADOBE RD, RENO, NV 89521-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 21880 ADOBE RD, VC HIGHLANDS, NV 89521-7401 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000133668 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 133668 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 21880 ADOBE RD, RENO, NV 89521-7401 |
| Document Number | 0000127365 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21880 ADOBE RD RENO NV 895217401, RENO, NV 89521-7401 |
| Document Number | 0000127365 |
|---|---|
| Date | Mar 06, 2018 |
| Instrument | 127365 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 21880 ADOBE RD, RENO, NV 89521-7401 |
| Document Number | 0000127364 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2018 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21880 ADOBE RD RENO NV 895217401, RENO, NV 89521-7401 |
| Document Number | 0000127364 |
|---|---|
| Date | Mar 06, 2018 |
| Instrument | 127364 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Storey County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Storey County |
| Unified School District | Storey County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,834 (+8.79%) Land $11,550 Building $38,284 | $142,382 (+8.79%) Land $33,000 Building $109,382 | |
| 2025 | $1,505.00 (+6.14%) | ||
| 2023 | $1,418.00 (+2.98%) | $45,809 (+15.09%) Land $7,700 Building $38,109 | $130,883 (+15.09%) Land $22,000 Building $108,883 |
| 2022 | $1,377.00 | $39,802 Land $7,700 Building $32,102 | $113,720 Land $22,000 Building $91,720 |
Source: FEMA National Flood Hazard Layer, Storey County (32029C), updated March 24, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320299702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Extreme above 99% of the US · above 96% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 34 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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