2188 W Genesee St, Lapeer, MI 48446 Property Records

Lapeer County property record for 2188 W Genesee St, Lapeer, MI 48446

Property Summary

Property Type	Dental Building
Details	3,372 sqft · built 1978
Lot Size	0.342 acres (14,898 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Dec 2023)
Tax Bill	$10,839 (2025)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`L20-93-303-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-93-303-040-00`

Interior

Units	4 Units
Stories	1 Story
Building Area	3,372 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	213 ft deep x 70 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2188 W GENESEE ST
City	LAPEER
State	MI
Zip	48446-1778
Property Category	Commercial
Property Type	Commercial > Office > Dental Building
Local Zoning Code	B1 LOCA
Legal Description	CITY OF LAPEER T7N, R10E, SEC 6 BEG N8750'E 808.80 FT ALG E-W 1/4 LN FRM SEC CEN; TH N8750'E 70 FT ALG E-W 1/4 LN; TH
Legal Range	10E
Legal Township	07N
Legal Section	06
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2002
Census Tract	337000

Owner

2188 W Genesee St, a commercial property, is owned by a company that bought it in December 2023.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Company Name on File
Mailing Address	43574 SWEETWOOD DR, STERLING HEIGHTS, MI 48314-1887
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Line of Credit BANK OF AMERICA NA
May 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Deed Book / Page	3379 / 86
Prior Transfer Date	Mar 4, 2022
Prior Transfer Doc	0032910779
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 4, 2023
Property Address	2188 W GENESEE ST, LAPEER, MI 48446-1778
Document Number	0033790086
Book / Page	3379 / 86
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	CHIRCO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2980 E DAVISON LAKE RD, OXFORD, MI 48371-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43574 SWEETWOOD DR, STERLING HEIGHTS, MI 48314-1887

Mortgage

Document Number	0000337988
Date	Dec 4, 2023
Instrument	3379/88

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Mortgage

Document Number	0033790088
Date	Dec 4, 2023
Book Page	3379/88

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	900 W TRADE ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	May 4, 2022
Property Address	2188 W GENESEE ST, LAPEER, MI 48446-1778
Document Number	0032910779
Book / Page	3291 / 779
Instrument Date	Mar 4, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2980 E DAVISON LAKE RD, 2980, OXFORD, MI 48371-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2980 E DAVISON LAKE RD, OXFORD, MI 48371-2034
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2188 W Genesee St was $10,839.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,600 (+8.83%)	$493,200 (+8.83%)
2025	$10,839.00 (-0.03%)	$226,600	$453,200
2024	$10,842.00
2023		$198,300	$396,600
2022	$6,320.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2188 W Genesee St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–1982)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2188 W Genesee St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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