2188 Todd Ln, Richmond, KY 40475 Property Records

Madison County property record for 2188 Todd Ln, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 2019)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0093-0000-0001-U`

Property Details

APN / Parcel Number

Primary APN	`0093-0000-0001-U`
Alternative APNs	`112584` `75699` `41798`

Interior

Stories	1 Story

Exterior

Exterior Material	Brick Veneer
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Attached

Location & Zoning

Account Number	41798
Street Address	2188 TODD LN
City	RICHMOND
State	KY
Zip	40475-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CONCORDS LOT 18 (2.05 ACRES)
Legal Subdivision	THE CONCORDS
Legal Lot Number	18
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	2
Census Block	2001
Census Tract	11001

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2188 TODD LN, RICHMOND, KY 40475-9238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 20, 2019	Deed, Transfer · Conventional Mortgage PRO MORTGAGE LLC
Jan 22, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	20192013999120
Deed Book / Page	778 / 605
Prior Transfer Date	Sep 4, 2018
Prior Transfer Doc	D00769/218
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2188 TODD LN, RICHMOND, KY 40475-9238
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2150/498
Date	Apr 12, 2022
Book Page	M2150/498
Instrument	2014086053

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 20, 2019
Property Address	2188 TODD LN, RICHMOND, KY 40475-9238
Document Number	D00778/605
Book / Page	D00778 / 605
Map Reference	MB 11 PG 145
Instrument Date	Sep 19, 2019
Instrument	2013999120
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	745 BENSON DR #66, 66, WINSTON, KY 40336

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2188 TODD LN, RICHMOND, KY 40475-9238

Mortgage

Document Number	2013999121
Date	Sep 20, 2019
Instrument	2013999121

Lender

Name	PRO MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Jan 22, 2019
Property Address	2188 TODD LN, RICHMOND, KY 40475-9238
Document Number	D00769/218
Book / Page	D00769 / 218
Map Reference	MB 11 PG 145
Instrument Date	Sep 4, 2018
Instrument	2013987455
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 TODD LN, RICHMOND, KY 40475-9238
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00 (-2.81%)	$165,000 (-)	$165,000 (-)
2023	$1,600.00	$165,000	$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum.

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