2188 Smith Rd, Moscow, OH 45153 Property Records

Clermont County property record for 2188 Smith Rd, Moscow, OH 45153

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1934
Lot Size	7.9 acres (344,342 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,500 (Apr 1999)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-26-03C-064`

Property Details

APN / Parcel Number

Primary APN	`22-26-03C-064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	868 sqft
Family Room	Family Room

Exterior

Year Built	Built 1934
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	344,342 sqft (7.9 acres)
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	160 sqft
Patio Area	475 sqft
Lean-To	380 sqft

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2188 SMITH RD
City	MOSCOW
State	OH
Zip	45153-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JOHN WOODFORDS MILITARY SURVEY NO 1156
Jurisdiction	CLERMONT OH
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3022
Census Tract	41702

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2188 SMITH RD, MOSCOW, OH 45153-9758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Feb 3, 2026	Intrafamily Transfer, Transfer
Feb 3, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 1999 · Amount on Record
Deed Sale	Apr 23, 1999 · Amount on Record
Prior Sale	Jan 17, 1997 · Amount on Record
Last Transfer Date	Dec 2, 2016
Transfer Doc	0000007460
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	2188 SMITH RD, MOSCOW, OH 45153-9758
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2199 SMITH RD, MOSCOW, OH 45153-9758

Mortgage

Document Number	0000025584
Date	Aug 6, 2021
Book Page	2890/2110
Instrument	202100025584

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Feb 3, 2026
Property Address	2188 SMITH RD, MOSCOW, OH 45153-9758
Document Number	0000002473
Book / Page	3014 / 3633
Map Reference	MB 682 PG 908
Instrument Date	Jan 14, 2026
Instrument	202600002473
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2188 SMITH RD, MOSCOW, OH 45153-9758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2188 SMITH RD, MOSCOW, OH 45153-9758

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 3, 2026
Property Address	2188 SMITH RD, MOSCOW, OH 45153-9758
Document Number	0000002472
Book / Page	3014 / 3630
Map Reference	MB 682 PG 908
Instrument Date	Jan 14, 2026
Instrument	202600002472
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 SMITH RD, MOSCOW, OH 45153-9758
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Monroe Township
Unified School District	New Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 (-0.68%)	$83,030 (-) Land $36,370 Building $46,660
2024	$2,942.00 (-53.09%) Homeowner's exemption	$83,030 (-) Land $36,370 Building $46,660	$237,200 (-) Land $103,900 Building $133,300
2023	$6,272.00 (+127%) Homeowner's exemption	$83,030 (+27.88%) Land $36,370 Building $46,660	$237,200 (+27.87%) Land $103,900 Building $133,300
2022	$2,763.00 Homeowner's exemption	$64,930 Land $28,070 Building $36,860
2020			$185,500 Land $80,200 Building $105,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TATE-MONROE WATER ASSOCIATION PWS private · serves 24,092 people · EPA ID OH1301312
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures