2188 Roth Pl, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2188 Roth Pl, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,091 sqft · built 1958
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Apr 2023)
Tax Bill	$5,944 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-30-22-14-0099`

Property Details

APN / Parcel Number

Primary APN	`26-30-22-14-0099`
Alternative APNs	`8242708` `276425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,091 sqft Living Area
1st Floor Area	1,091 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	276425
Street Address	2188 ROTH PL
City	SAINT PAUL
State	MN
Zip	55110-4342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEAIRES NO. 2 LOT 10 BLK 8
Legal Range	22
Legal Township	30
Legal Section	26
Legal Subdivision	LAKEAIRES NO. 2
Legal Block	8
Legal Lot Number	10
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	3
Census Block	3013
Census Tract	40302

Owner

2188 Roth Pl is owned and occupied by two individuals who bought it in April 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2188 ROTH PL, SAINT PAUL, MN 55110-4342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on File
Deed Sale	Apr 24, 2023 · Amount on File
Deed Document Number	20234986336
Prior Transfer Date	Jan 4, 2016
Prior Transfer Doc	0004590560
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 24, 2023
Property Address	2188 ROTH PL, WHITE BEAR LAKE, MN 55110-4342
Document Number	0A04986336
Instrument Date	Apr 24, 2023
Instrument	A04986336
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2188 ROTH PL, WHITE BEAR LAKE, MN 55110-4342
Investor	Possibly a Property Investor

Mortgage

Document Number	0A04986337
Date	Apr 24, 2023
Instrument	A04986337

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 2188 Roth Pl was $5,944 with a homeowner's exemption, up 43.9% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,800 (-2.37%) Land $80,000 Building $348,800	$428,800 (-2.37%) Land $80,000 Building $348,800
2025	$5,944.00 (+43.85%) Homeowner's exemption	$439,200 Land $80,000 Building $359,200	$439,200 Land $80,000 Building $359,200
2024	$4,132.00 (-1.01%)
2023	$4,174.00 Homeowner's exemption	$319,100 Land $80,000 Building $239,100	$319,100 Land $80,000 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2188 Roth Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2188 Roth Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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