Valley County property record for 2188 Payette Dr, McCall, ID 83638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,480 sqft · built 1978 |
| Lot Size | 0.187 acres (8,124 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $260,800 (Apr 2020) |
| Tax Bill | $6,709 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP00191000043E |
| Primary APN | RP00191000043E |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 8,124 sqft (0.187 acres) |
| Lot Dimensions | 203 ft deep x 40 ft wide |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 805 sqft |
| Parking Spaces | 3 Parking Spaces |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 2188 PAYETTE DR |
|---|---|
| City | MCCALL |
| State | ID |
| Zip | 83638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYETTE LAKE COTTAGE SITES (AMENDED) SW/3 OF LOT 43; TAX NO. 10 IN LOT 43 |
| Legal Subdivision | PAYETTE LAKE COTTAGE SITES |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | MCCALL |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 970200 |
Source: Valley County assessment roll, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 6635 S LIVEOAK PL, BOISE, ID 83716-5047 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU |
| Feb 6, 2018 | Deed of Trust, Mortgage · ARM IDAHO CENTRAL CU |
| Jan 29, 2018 | Warranty Deed, Transfer · ARM IDAHO CENTRAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Jan 29, 2018 · Amount on Record |
| Deed Document Number | 2020428055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Apr 23, 2020 |
| Property Address | 2188 PAYETTE DR, MCCALL, ID 83638 |
| Document Number | 428055 |
| Map Reference | DOC 17146 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 428055 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6635 S LIVEOAK PL, BOISE, ID 83716-5047 |
| Document Number | 428056 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 428056 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 151 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 2188 PAYETTE DR, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 411534 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 411534 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83206 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.11% |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.11% |
| Index | 1-Year LIBOR |
| Max Rate | 8.11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Jan 29, 2018 |
| Property Address | 2188 PAYETTE DR, MCCALL, ID 83638 |
| Document Number | 411377 |
| Map Reference | DOC17146 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 411377 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5963 S SCHOONER PL, BOISE, ID 83716-9091 |
| Document Number | 411378 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 411378 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.11% |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.11% |
| Index | 1-Year LIBOR |
| Max Rate | 8.11% |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Unified School District | McCall-Donnelly Joint School District 421 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,268,823 (+16.8%) Land $1,333,150 Building $1,935,673 | $3,268,823 (+16.8%) Land $1,333,150 Building $1,935,673 | |
| 2025 | $6,709.00 (+32.56%) | $2,798,640 (+29.62%) Land $1,252,160 Building $1,546,480 | $2,798,640 (+29.62%) Land $1,252,160 Building $1,546,480 |
| 2023 | $5,061.00 (+4.93%) | $2,159,140 Land $742,560 Building $1,416,580 | $2,159,140 Land $742,560 Building $1,416,580 |
| 2022 | $4,823.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · lower than 63% of Idaho |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCCALL serves 4,423 people · EPA ID ID4430033 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jul 2024 Turbidity resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead public education Mar 2024 |
| Monitoring and Reporting | 35 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures