2188 Nell Dr, Decatur, IL 62522 Property Records

Macon County property record for 2188 Nell Dr, Decatur, IL 62522

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,910 sqft · built 1966
Lot Size	9.47 acres (412,513 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2018)
Tax Bill	$6,646 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-30-100-005`

Property Details

APN / Parcel Number

Primary APN	`17-12-30-100-005`
Alternative APN	`12-30-100-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Basement Area	1,910 sqft
Finished Basement	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood
Construction Type	Frame
Lot Area	412,513 sqft (9.47 acres)
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	171230100005
Street Address	2188 NELL DR
City	DECATUR
State	IL
Zip	62522-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 30 R 162E N 1/2 S 1/2 N1/2 OF GOV LT 2 NW 1/4 (EXC FAI-412) & N4 OF S1/2 S1/2 N1/2 LT 2
Legal Lot Number	2
Jurisdiction	MACON IL
Township / Civil Division	SOUTH WHEATLAND
Census Block Group	1
Census Block	1025
Census Tract	2601

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2188 NELL DR, DECATUR, IL 62522-8838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU
Mar 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Nov 19, 2018	Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	20181940044
Deed Book / Page	4652 / 332
Last Transfer Date	Mar 25, 2022
Transfer Doc	004886/560
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2188 NELL DR, DECATUR, IL 62522-8838
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R000380
Date	Jan 7, 2026
Instrument	2026R-000380

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 6, 2036

Interest

Rate Type	Adjustable Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON IL
Recording Date	Mar 31, 2022
Property Address	2188 NELL DR, DECATUR, IL 62522-8838
Document Number	004886/560
Book / Page	4886 / 560
Map Reference	BK1577PG301DOC830450
Instrument Date	Mar 25, 2022
Instrument	1994361
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 NELL DR, DECATUR, IL 62522-8838

Mortgage

Document Number	19943624886563
Date	Mar 31, 2022
Instrument	19943624886563

Lender

Name	CHURCHILL MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.88%

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Nov 19, 2018
Property Address	2188 NELL DR, DECATUR, IL 62522-8838
Document Number	4652/332
Book / Page	4652 / 332
Map Reference	PB 1577 PG 301
Instrument Date	Nov 16, 2018
Instrument	1940044
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1940045
Date	Nov 19, 2018
Instrument	1940045

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Wheatland Township
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,646.00 (-2.49%) Homeowner's exemption	$92,901 (+0.05%) Land $16,296 Building $76,605	$278,731 (+0.05%) Land $48,893 Building $229,838
2024	$6,816.00	$92,855 Land $16,183 Building $76,672	$278,593 Land $48,554 Building $230,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Rise Broadband, T-Mobile.

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