Merced County property record for 2188 Naples Ct, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,645 sqft · built 2002 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $436,000 (Sep 2018) |
| Tax Bill | $9,830 (2025) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 428-231-002-000 |
| Primary APN | 428-231-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,645 sqft Living Area |
| Gross Area | 707 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 707 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 358 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 428-231-002 |
|---|---|
| Street Address | 2188 NAPLES CT |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-6407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VERONA 1 LOT 31 |
| Legal Subdivision | VERONA 01 |
| Legal Lot Number | 31 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 2304 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2188 NAPLES CT, LOS BANOS, CA 93635-6407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Prior Sale | Aug 3, 2015 |
| Deed Document Number | 201828640 |
| Prior Transfer Date | Jul 27, 2015 |
| Prior Transfer Doc | 0000026803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 17, 2018 |
| Property Address | 2188 NAPLES CT, LOS BANOS, CA 93635-6407 |
| Document Number | 0000028640 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 28640 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2188 NAPLES CT LOS BANOS CA 936356407, LOS BANOS, CA 93635-6407 |
| Document Number | 28641 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 28641 |
| Name | PACIFIC HORIZON BANCORP |
|---|---|
| Type | Bank |
| Address | LA CRESCENTA, CA 91214 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $496,087 (+2%) Land $96,712 Building $399,375 | |
| 2025 | $9,830.00 (+83.4%) | $486,361 (+4.04%) Land $94,816 Building $391,545 |
| 2023 | $5,360.00 (+1.63%) | $467,477 Land $91,135 Building $376,342 |
| 2022 | $5,274.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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