2188 Maloney Dr, Lincoln, CA 95648 Property Records

Placer County property record for 2188 Maloney Dr, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,352 sqft · built 2005
Lot Size0.232 acres (10,092 sqft)
Owner2 Trust Names on File
Last Sale$915,000 (May 2026)
Tax Bill$9,584 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN320-010-037-000

Property Details

APN / Parcel Number

Primary APN320-010-037-000
Alternative APN
  • 320-010-037

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area4,352 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBungalow
Construction TypeFrame
Lot Area10,092 sqft (0.232 acres)
Garage Area670 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number320-010-037
Street Address2188 MALONEY DR
CityLINCOLN
StateCA
Zip95648-2964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 74 FOSKETT RANCH VILLAGE 1A MOR Z-97
Legal SubdivisionFOSKETT RANCH
Legal Lot Number74
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1002
Census Tract23400

Owner

2188 Maloney Dr is owner-occupied and held in a trust since May 2026.

Source: Placer County records, as of July 13, 2026

Owner of Record2 Trust Names on File
Mailing Address2188 MALONEY DR, LINCOLN, CA 95648-2964
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Grant Deed, Transfer · Conventional Mortgage
U S BANK N A
May 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT SAVINGS BANK FSB
Jan 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Jan 9, 2019Trustee's Deed, Construction Loan · Line of Credit
TCF NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2026 · Amount on File
Deed SaleMay 20, 2026 · Amount on File
Prior SaleMar 14, 2016 · Amount on File
Deed Document Number202629071
Prior Transfer DateOct 19, 2015
Prior Transfer Doc0000094271
Record UpdatedOct 29, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateMay 20, 2026
Property Address2188 MALONEY DR, LINCOLN, CA 95648-2964
Document Number0000029071
Instrument DateMay 11, 2026
Instrument202629071
Transaction TypeTransfer
Record UpdatedJun 1, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101,656.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2188 MALONEY DR, LINCOLN, CA 95648-2964

Mortgage

Document Number0000029072,
DateMay 20, 2026
Instrument202629072
Lender
NameU S BANK N A
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2188 MALONEY DR, LINCOLN, CA 95648-2964
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF PLACER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033023
DateMay 4, 2017
Instrument2017-0033023
Lender
NamePROVIDENT SAVINGS BANK FSB
TypeBank
AddressRIVERSIDE, CA 92506
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2047

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2188 MALONEY DR, LINCOLN, CA 95648-2964
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CALI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001424
DateJan 9, 2019
Instrument2019-0001424
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionPLACER CA
Recording DateJan 9, 2019
Property Address2188 MALONEY DR, LINCOLN, CA 95648-2964
Instrument DateJan 4, 2019
Instrument1425
Transaction TypeConstruction Loan
Record UpdatedJan 23, 2019
Title CompanySTEWART TITLE, STEWART TITLE/PLACER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2188 MALONEY DR LINCOLN CA 956482964, LINCOLN, CA 95648-2964

Mortgage

Document Number0000001425
DateJan 9, 2019
Instrument1425
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJan 8, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2188 Maloney Dr was $9,584.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$690,263 (+2%) Land $96,592 Building $593,671
2025$9,584.00$676,730 Land $94,699 Building $582,031
2023$9,371.00 (+1.3%) Homeowner's exemption$650,454 Land $91,023 Building $559,431
2022$9,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2188 Maloney Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2188 Maloney Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 56,268 people · EPA ID CA3110004
Water SourcePurchased surface water from PLACER CWA - FOOTHILL
Last State InspectionJan 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Corridor Wireless
Fixed Wireless
100 / 100
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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