2188 Karan Way, Clearwater, FL 33763 Property Records

Pinellas County property record for 2188 Karan Way, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 1982
Lot Size	0.326 acres (14,231 sqft)
Owner	2 Individual Names on File
Last Sale	$82,500 (Feb 1990)
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-7527-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-7527-0`
Alternative APNs	`36-28-15-55340-000-0450` `152836553400000450` `R393128`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,308 sqft Heated Area
1st Floor Area	1,308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,231 sqft (0.326 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	532 sqft
Deck Area	282 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R393128
Old Parcel Number	152836553400000450
Street Address	2188 KARAN WAY
City	CLEARWATER
State	FL
Zip	33763-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARLA GROVE ESTATES LOT 45 & S 30FT OF VAC RD ON N
Legal Range	15
Legal Township	28
Legal Section	36
Legal Subdivision	MARLA GROVE ESTATES
Legal Lot Number	45
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1015
Census Tract	26911

Owner

2188 Karan Way is owned and occupied by two individuals who bought it in February 1990.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2188 KARAN WAY, CLEARWATER, FL 33763-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 1990 · Amount on File
Deed Sale	Feb 2, 1990 · Amount on File
Deed Document Number	0071892158
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2188 KARAN WAY, CLEARWATER, FL 33763-2412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201401783
Date	Jul 25, 2018
Book Page	20140/1783
Instrument	2018235713

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2188 Karan Way was $2,188 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00 Homeowner's exemption	$156,881	$503,044 Land $217,607 Building $285,437
2023	$2,083.00 (+2.36%) Homeowner's exemption	$148,019 (+3%)	$469,092 (+14.77%) Land $231,711 Building $237,381
2022	$2,035.00 Homeowner's exemption	$143,708	$408,739 Land $228,707 Building $180,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2188 Karan Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (1982–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2188 Karan Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20