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2188 Harbour Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2188 Harbour Dr, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,969 sqft · built 2001
Lot Size0.437 acres (19,061 sqft)
OwnerIndividual Name on Record
Last Sale$64,000 (Jul 1999)
Tax Bill$3,323 (2025)
Deeds & MortgagesSep 2023 Transfer
Flood ZoneZone AE (high risk)
APN40-23-15-258-001

Property Details

APN / Parcel Number

Primary APN40-23-15-258-001
Alternative APNs
  • 0083494-000000-9
  • 10004616360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,969 sqft Living Area
Gross Area2,674 sqft

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area19,061 sqft (0.437 acres)
Garage Area441 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area20 sqft
PorchOpen Porch
Porch Area265 sqft
Shed1 Shed
Shed Area242 sqft
Loading Dock546 sqft
Lawn SprinklersLawn Sprinklers
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004616360
Old Parcel Number00834940000009
Street Address2188 HARBOUR DR
CityPUNTA GORDA
StateFL
Zip33983-8784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionHBH 003 0051 0022 HARBOUR HEIGHTS SEC 3 REV BLK 51 LTS 22 & 23 362/105 457/179 1047/828 1148/1982 1232/1952
Legal Range23E
Legal Township40S
Legal Section15
Legal SubdivisionHARBOUR HEIGHTS
Legal Block51
Legal Lot Number22 23
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1000
Census Tract21001

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2188 HARBOUR DR, PUNTA GORDA, FL 33983-8784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 1999 · Amount on Record
Deed SaleJul 16, 1999 · Amount on Record
Prior SaleJul 16, 1999 · Amount on Record
Deed Document Number0017181282
Deed Book / Page00834
Last Transfer DateSep 25, 2023
Transfer Doc0003318831
Record UpdatedJun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateSep 25, 2023
Property Address2188 HARBOUR DR, PUNTA GORDA, FL 33983-8784
Document Number0003318831
Map ReferenceMB 3 PG 78
Instrument DateSep 25, 2023
Instrument3318831
Transaction TypeTransfer
Record UpdatedOct 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2188 HARBOUR DR, PUNTA GORDA, FL 33983-8784

Transferred To (Grantee/Buyer)

NameVerified Name
Address2188 HARBOUR DR, PUNTA GORDA, FL 33983-8784

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,323.00 (-20.5%) Homeowner's exemption Disabled Person's exemption Widower's exemption$270,282 (+5.99%)$491,088 (-0.27%) Land $200,000 Building $291,088
2023$4,180.00 (-0.99%) Homeowner's exemption Disabled Person's exemption Widower's exemption$255,015 (+3%)$492,412 (+22.12%) Land $210,000 Building $282,412
2022$4,222.00 Homeowner's exemption Disabled Person's exemption Widower's exemption$247,587$403,210 Land $161,500 Building $241,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 375 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies375 in force
Nearby Flood Claims161 (1982–2025)
Claims Outside the SFHA7 of 161
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 74 claims
  • Hurricane Helene, Sep 2024 · 32 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE HARBOR WATER ASSN.
private · serves 4,722 people · EPA ID FL6080044
Water SourcePurchased surface water from CHARLOTTE COUNTY UTILITIES
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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