2188 Gribble Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2188 Gribble Dr, Covington, KY 41017 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,537 sqft · built 1997
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Oct 2020)
Tax Bill$2,081 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN045-10-01-099.00

Property Details

APN / Parcel Number

Primary APN045-10-01-099.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,537 sqft Finished Area
Gross Area2,545 sqft

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0451001099.00
Street Address2188 GRIBBLE DR
CityCOVINGTON
StateKY
Zip41017-9204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOWLER RIDGE SEC 5 LOT 99
Legal SubdivisionFOWLER RIDGE
Legal Phase5
Legal Lot Number99
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1006
Census Tract66801

Owner

Source: Kenton County records · APN 045-10-01-099.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2188 GRIBBLE DR, COVINGTON, KY 41017-9204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Aug 06, 2021Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Oct 08, 2020Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESID'L MTG
Jan 23, 2018Grant Deed, Transfer · Conventional Mortgage
POLARIS HM FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2020 · Amount on Record
Deed SaleOct 08, 2020 · Amount on Record
Prior SaleJan 23, 2018 · Amount on Record
Deed Document Number0000047783
Deed Book / Page47 / 783
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJul 21, 2026
Property Address2188 GRIBBLE DR, COVINGTON, KY 41017-9204
Document Number0000015424
Book / Page462 / 523
Instrument DateJun 20, 2026
Instrument202615424
Transaction TypeMortgage
Record UpdatedAug 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2188 GRIBBLE DR, COVINGTON, KY 41017-9204

Mortgage

Document Number0000015424,
DateJul 21, 2026
Book Page462/523
Instrument202615424
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2056
Interest
Rate6.51%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2188 GRIBBLE DR, COVINGTON, KY 41017-9204
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900014
DateAug 06, 2021
Book Page252/474
Instrument21080605900014
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueAug 01, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 08, 2020
Property Address2188 GRIBBLE DR, COVINGTON, KY 41017-9204
Document Number0000000118
Book / Page000047 / 000783
Instrument DateSep 28, 2020
Instrument118
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2188 GRIBBLE DR COVINGTON KY 410179204, COVINGTON, KY 41017-9204

Mortgage

Document Number119
DateOct 08, 2020
Book Page00M108/000607
Instrument119
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 07, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJan 23, 2018
Property Address2188 GRIBBLE DR, COVINGTON, KY 41017-9204
Document Number0000000261
Book / Page0I4059 / 000126
Instrument DateJan 22, 2018
Instrument261
Transaction TypeTransfer
Record UpdatedMar 22, 2018
Title CompanyNORTHWEST TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2188 GRIBBLE DR COVINGTON KY 410179204, COVINGTON, KY 41017-9204

Mortgage

Document Number263
DateJan 23, 2018
Book Page0I4059/000146
Instrument263
Lender
NamePOLARIS HM FNDG
TypeFunding / Finance Company
AddressGRANDVILLE, MI 49418
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 22, 2028

Mortgage

Document Number262,
DateJan 23, 2018
Book Page0I4059/000129
Instrument262
Lender
NamePOLARIS HM FNDG
TypeFunding / Finance Company
AddressGRANDVILLE, MI 49418
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,081.00 (-7.02%)$210,000 (-) Land $25,000 Building $185,000$210,000 (-) Land $25,000 Building $185,000
2023$2,238.00$210,000 Land $25,000 Building $185,000$210,000 Land $25,000 Building $185,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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