2188 Graystone Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2188 Graystone Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,696 sqft · built 1986
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Last Sale$135,000 (Oct 2005)
Tax Bill$3,395 (2025)
Deeds & MortgagesDec 2018 Transfer
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APNA860002221

Property Details

APN / Parcel Number

Primary APNA860002221
Alternative APN
  • 3-0003-5921-00-0033.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,696 sqft Living Area
Gross Area3,782 sqft
1st Floor Area1,696 sqft
Basement Area1,668 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area72 sqft
Deck AreaDeck Area
Patio Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA860002221
Street Address2188 GRAYSTONE DR
CitySAINT CHARLES
StateMO
Zip63303-4620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOWPARK #1 LOT 33
Legal SubdivisionMEADOWPARK #1
Legal Lot Number33
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1009
Census Tract310902

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2188 GRAYSTONE DR, SAINT CHARLES, MO 63303-4620
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 24, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2005 · Amount on Record
Deed SaleOct 12, 2005 · Amount on Record
Deed Document Number2005980990
Deed Book / Page4318 / 91
Prior Transfer DateOct 7, 2005
Prior Transfer Doc0043180090
Record UpdatedSep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateDec 3, 2018
Property Address2188 GRAYSTONE DR, SAINT CHARLES, MO 63303-4620
Document Number0070091784
Book / Page007009 / 001784
Instrument DateNov 29, 2018
Instrument675230
Transaction TypeTransfer
Record UpdatedDec 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1980 GRAYSTONE DR ST CHARLES MO 633034662, ST CHARLES, MO 63303-4662

October 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST CHARLES MO
Recording DateOct 24, 2018
Property Address2188 GRAYSTONE DR, SAINT CHARLES, MO 63303-4620
Document Number0069941632
Book / Page006994 / 001632
Instrument DateOct 22, 2018
Instrument608390
Transaction TypeTransfer
Record UpdatedNov 9, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 GRAYSTONE DR ST CHARLES MO 633034662, ST CHARLES, MO 63303-4662

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,904 (-)$310,020 (-) Land $50,000 Building $260,020
2025$3,395.00 (-2.86%)$58,904 (-0.02%)$310,020 (-0.02%) Land $50,000 Building $260,020
2024$3,495.00
2023$58,916
2022$310,084 Land $50,000 Building $260,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims11 (1979–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: i3 Broadband, T-Mobile.

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