2188 Carol Ann Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 2188 Carol Ann Dr, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 2004
Lot Size	0.157 acres (6,855 sqft)
Owner	2 Individual Names on File
Last Sale	$507,000 (Sep 2018)
Tax Bill	$7,237 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-150-280-000`

Property Details

APN / Parcel Number

Primary APN	`240-150-280-000`
Alternative APN	`240-150-28`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,350 sqft Living Area
1st Floor Area	2,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,855 sqft (0.157 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-150-28
Street Address	2188 CAROL ANN DR
City	TRACY
State	CA
Zip	95377-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-FM PT OF 240-150-26 PER GABRIEL ESTATES NO 17
Legal Subdivision	GABRIEL ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1001
Census Tract	5213

Owner

2188 Carol Ann Dr is owned and occupied by two individuals who bought it in September 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2188 CAROL ANN DR, TRACY, CA 95377-6613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Sep 20, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Sep 20, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on File
Deed Sale	Sep 20, 2018 · Amount on File
Prior Sale	Oct 26, 2012 · Amount on File
Deed Document Number	2018105126
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	0000105125
Record Updated	Oct 29, 2026

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 31, 2020
Property Address	2188 CAROL ANN DR, TRACY, CA 95377-6613
Document Number	0000040051
Map Reference	MB 38 MAP 82
Instrument Date	Mar 24, 2020
Instrument	2020-040051
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040052
Date	Mar 31, 2020
Instrument	2020-040052

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 20, 2018
Property Address	2188 CAROL ANN DR, TRACY, CA 95377-6613
Document Number	0000105125
Instrument Date	Sep 12, 2018
Instrument	105125
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3901 MONDRIAN DR MODESTO CA 953562451, MODESTO, CA 95356-2451

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 20, 2018
Property Address	2188 CAROL ANN DR, TRACY, CA 95377-6613
Document Number	0000105126
Map Reference	MB 38 PG 82
Instrument Date	Sep 10, 2018
Instrument	2018-105126
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2188 CAROL ANN DR, TRACY, CA 95377-6613

Mortgage

Document Number	0000105127
Date	Sep 20, 2018
Instrument	2018-105127

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2188 Carol Ann Dr was $7,237, down 8.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,237.00 (-8.51%)
2025	$7,910.00	$565,563 Land $133,860 Building $431,703
2023	$7,233.00 (-1.69%)	$543,604 Land $128,663 Building $414,941	$709,020
2022	$7,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2188 Carol Ann Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2188 Carol Ann Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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