2188 Bay Grove Rd, Freeport, FL 32439 Property Records

Walton County property record for 2188 Bay Grove Rd, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,204 sqft · built 1998
Lot Size0.404 acres (17,598 sqft)
OwnerCompany Name on File
Last Sale$460,000 (Sep 2013)
Tax Bill$2,578 (2025)
Flood ZoneZone AE (high risk)
APN33-1S-19-23090-000-0030

Property Details

APN / Parcel Number

Primary APN33-1S-19-23090-000-0030
Alternative APNs
  • 33-119-23090-000-0030
  • 1073107

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,204 sqft Living Area
Gross Area3,273 sqft
1st Floor Area2,204 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area17,598 sqft (0.404 acres)
Lot Dimensions235 ft deep x 75 ft wide
Garage TypeAttached
Garage Area575 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area302 sqft
Deck AreaDeck Area
Patio Area192 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2188 BAY GROVE RD
CityFREEPORT
StateFL
Zip32439-4894
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBAYN
Legal DescriptionMORRIS BAY S/D LOT 3 OR 1532- 161 OR 2666-3851 OR 2931-4019
Legal Range019
Legal Township01S
Legal Section33
Legal SubdivisionMORRIS BAY
Legal Lot Number3
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1033
Census Tract950502

Owner

Source: Walton County records · APN 33-1S-19-23090-000-0030

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2188 BAY GROVE RD, FREEPORT, FL 32439-4894
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2013 · Amount on Record
Deed SaleSep 26, 2013 · Amount on Record
Deed Document Number20131254518
Deed Book / Page2931 / 4019
Prior Transfer DateApr 25, 2005
Prior Transfer Doc0026663851
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,578.00 (+1.78%) Homeowner's exemption$341,191 (-48.84%)$664,018 (-0.44%) Land $397,500 Building $266,518
2024$2,533.00 (+3.73%)
2023$2,442.00 (+0.66%) Homeowner's exemption$666,936 (+7.62%) Land $397,500 Building $269,436$666,936 (+7.62%) Land $397,500 Building $269,436
2022$2,426.00 Homeowner's exemption$619,711 Land $353,812 Building $265,899$619,711 Land $353,812 Building $265,899

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1992–2021)
Claims Outside the SFHA7 of 68
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Wildstar Networks
Fixed Wireless
200 / 50

Based on FCC filings for 32 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Bay Grove Rd

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