Montrose County property record for 2188 5965 Ln, Olathe, CO 81425
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 5 bd · 2.75 ba · 3,180 sqft · built 2006 |
| Lot Size | 8.77 acres (382,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Mar 2021) |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3495-271-00-024 |
| Primary APN | 3495-271-00-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Stories | 1 Story |
| Building Area | 3,180 sqft Heated Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Construction Type | Manufactured |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 382,021 sqft (8.77 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R0011352 |
|---|---|
| Street Address | 2188 5965 LN |
| City | OLATHE |
| State | CO |
| Zip | 81425-9014 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | SUBD: COLLINS FARMS OLATHE NE COURT ORDERED LAND DIVISION LOT: C TRACT: 5 LESS ROAD DEDICATION AS PER CORRECTED PLAT 706570 |
| Legal Range | 10 |
| Legal Township | 51 |
| Legal Section | 27 |
| Legal Subdivision | COLLINS FARMS OLATHE NE COURT ORDERED LA |
| Legal Tract | 5 |
| Jurisdiction | MONTROSE CO |
| Township / Civil Division | OLATHE |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 966202 |
2188 5965 Ln, a residential property, is owned and occupied by an individual who bought it in March 2021.
Source: Montrose County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2188 5965 LN, OLATHE, CO 81425-9014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Dec 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage INTEREST SMART HOME LOANS |
| Mar 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Apr 15, 2019 | Quit Claim Deed, Transfer · FHA Mortgage INTEREST SMART HOME LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on File |
| Deed Sale | Mar 25, 2021 · Amount on File |
| Prior Sale | Apr 15, 2019 · Amount on File |
| Deed Document Number | 2021933813 |
| Prior Transfer Date | Dec 26, 2018 |
| Prior Transfer Doc | 0000908027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTROSE CO |
| Property Address | 2188 5965 LN, OLATHE, CO 81425-9014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000886196 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 886196 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTROSE CO |
| Property Address | 2188 5965 LN, OLATHE, CO 81425-9014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000916294 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 916294 |
| Name | INTEREST SMART HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | LAGUNA HILLS, CA 92653 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Mar 25, 2021 |
| Property Address | 2188 5965 LN, OLATHE, CO 81425-9014 |
| Document Number | 0000933813 |
| Map Reference | DOC706570MB12PG578 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 933813 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2188 5965 LN, OLATHE, CO 81425-9014 |
| Document Number | 0000933814 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 933814 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Apr 15, 2019 |
| Property Address | 2188 5965 LN, OLATHE, CO 81425-9014 |
| Document Number | 0000908027 |
| Map Reference | DOC 706570 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 908027 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.89 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 218 5965 LN, OLATHE, CO 81425 |
| Document Number | 0000908028 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 908028 |
| Name | INTEREST SMART HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 2188 5965 Ln was $2,220, up 13.4% from the year before.
Source: Montrose County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montrose County |
| Unified School District | Montrose County School District RE-1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,220.00 (+13.44%) | $34,980 (+25.24%) | $496,120 Land $142,800 Building $353,320 |
| 2024 | $1,957.00 (+3.71%) | $27,930 (-14.82%) Land $8,050 Building $19,880 | |
| 2023 | $1,887.00 | $32,790 Land $9,450 Building $23,340 | $416,820 Land $120,150 Building $296,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2188 5965 Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2188 5965 Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Nov 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
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