Wayne County property record for 21878 E River Rd, Grosse Ile, MI 48138
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,964 sqft · built 1918 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,050 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73 023 01 0488 307 |
| Primary APN | 73 023 01 0488 307 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,964 sqft Living Area |
| 1st Floor Area | 1,804 sqft |
| Basement Area | 1,580 sqft |
| Unfinished Basement | 1,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 300 ft deep x 125 ft wide |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21878 E RIVER RD |
|---|---|
| City | GROSSE ILE |
| State | MI |
| Zip | 48138-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-A |
| Legal Description | 551Q 488 B1A PT OF LOT 488 DESC AS BEG FROM NE COR OF LOT 488 TH S0DEG 44M 48S W 133.33FT TH N84DEG 41M 19S W 262.00FT TH |
| Legal Subdivision | GROSSE ILE |
| Legal Lot Number | 488 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GROSSE ILE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 596200 |
Source: Wayne County records · APN 73 023 01 0488 307
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21878 E RIVER RD, GROSSE ILE, MI 48138-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP |
| Jul 20, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 29, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Jan 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage MB FIN'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 19, 2013 |
| Transfer Doc | 0504520557 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 21878 E RIVER RD, GROSSE ILE, MI 48138-1336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0557830291 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 55783/291 |
| Instrument | 2020163260 |
| Name | PACOR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OAK FOREST, IL 60452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 21878 E RIVER RD, GROSSE ILE, MI 48138-1336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 21878 E RIVER RD, GROSSE ILE, MI 48138-1336 |
| Document Number | 0559080565 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 55908/565 |
| Instrument | 2020208686 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 21878 E RIVER RD, GROSSE ILE, MI 48138-1336 |
| Document Number | 0541390839 |
| Book / Page | 054139 / 000839 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 21878 E RIVER RD GROSSE ILE MI 481381336, GROSSE ILE, MI 48138-1336 |
| Document Number | 0541390839 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 054139/000839 |
| Instrument | 395432 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 30, 2017 |
| Property Address | 21878 E RIVER RD, GROSSE ILE, MI 48138-1336 |
| Document Number | 0534950968 |
| Book / Page | 053495 / 000968 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 31942 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | MICHIGAN TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,171.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21913 CANTERBURY AVE GROSSE ILE MI 481381308, GROSSE ILE, MI 48138-1308 |
| Document Number | 534910551 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 053491/000551 |
| Instrument | 30036 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| County Subdivision | Grosse Ile Township |
| Unified School District | Grosse Ile Township Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,050.00 (-59.66%) Homeowner's exemption | $379,800 (+10.76%) | $759,600 (+10.76%) |
| 2023 | $342,900 | $685,800 | |
| 2021 | $12,518.00 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1985 · tidal / storm surge |
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 37 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WYANDOTTE serves 25,883 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | GROSSE ILE TOWNSHIP |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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