Kitsap County property record for 2187 Steamboat Loop E, Port Orchard, WA 98366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1994 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,280 (Aug 2006) |
| Tax Bill | $721 (2026) |
| Deeds & Mortgages | Mar 2021 Reverse Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5234-000-002-0005 |
| Primary APN | 5234-000-002-0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,954 sqft |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Deck Area | 112 sqft |
| Patio Area | 16 sqft |
| Canopy | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2187 STEAMBOAT LOOP E |
|---|---|
| City | PORT ORCHARD |
| State | WA |
| Zip | 98366-4826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 2, HARBOR LIGHTS ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 161 TO 167, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON. |
| Legal Range | 2E |
| Legal Township | 24 |
| Legal Section | 30 |
| Legal Subdivision | HARBOR LIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KITSAP WA |
| Township / Civil Division | PORT ORCHARD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 92500 |
2187 Steamboat Loop E is owned and occupied by an individual who acquired it in December 2020.
Source: Kitsap County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2187 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Mar 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage RETIREMENT FNDG SOLUTIONS |
| Mar 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2006 · Amount on File |
| Deed Sale | Aug 25, 2006 · Amount on File |
| Prior Sale | Mar 8, 1995 · Amount on File |
| Deed Document Number | 2006395 |
| Last Transfer Date | Dec 18, 2020 |
| Transfer Doc | 0000000359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KITSAP WA |
| Recording Date | Mar 10, 2021 |
| Property Address | 2187 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4826 |
| Document Number | 0000000359 |
| Map Reference | VOL 27 PG 161-167 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 202103100359 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2187 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4826 |
| Document Number | 0000000360 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 202103100360 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.47% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITSAP WA |
| Property Address | 2187 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4826 |
| Document Number | 0003140119 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2187 STEAMBOAT LOOP E PORT ORCHARD WA 983664826, PORT ORCHARD, WA 98366-4826 |
| Document Number | 0003140119 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 201703140119 |
| Name | RETIREMENT FNDG SOLUTIONS |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Mar 13, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.55% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITSAP WA |
| Property Address | 2187 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4826 |
| Document Number | 0003140120 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2187 STEAMBOAT LOOP E PORT ORCHARD WA 983664826, PORT ORCHARD, WA 98366-4826 |
| Document Number | 0003140120 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 201703140120 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Mar 13, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.55% |
The 2026 property tax bill for 2187 Steamboat Loop E was $721.
Source: Kitsap County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Kitsap County |
| Unified School District | South Kitsap School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $438,010 (-) Land $92,600 Building $345,410 | $438,010 (-) Land $92,600 Building $345,410 | |
| 2026 | $721.00 | $438,010 Land $92,600 Building $345,410 | $438,010 Land $92,600 Building $345,410 |
| 2024 | $644.00 (-57.94%) | $406,790 (-) Land $77,000 Building $329,790 | $406,790 (-) Land $77,000 Building $329,790 |
| 2023 | $1,531.00 | $406,790 Land $77,000 Building $329,790 | $406,790 Land $77,000 Building $329,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2187 Steamboat Loop E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2187 Steamboat Loop E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
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