2187 Prato Ct, Los Banos, CA 93635 Property Records

Merced County property record for 2187 Prato Ct, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,816 sqft · built 2003
Lot Size0.145 acres (6,300 sqft)
OwnerCompany Name on File
Last Sale$115,000 (Jul 2009)
Tax Bill$5,203 (2025)
Flood ZoneZone X (minimal risk)
APN428-262-023-000

Property Details

APN / Parcel Number

Primary APN428-262-023-000
Alternative APN
  • 428-262-023

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,816 sqft Living Area
Gross Area2,435 sqft
1st Floor Area1,816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area6,300 sqft (0.145 acres)
Garage TypeAttached
Garage Area619 sqft
Parking Spaces2 Parking Spaces
Patio Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Old Parcel Number428-262-023
Street Address2187 PRATO CT
CityLOS BANOS
StateCA
Zip93635-6417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionVERONA UNIT NO 2 LOT 123
Legal SubdivisionVERONA
Legal Lot Number123
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group1
Census Block1023
Census Tract2304

Owner

2187 Prato Ct is owned by a company that bought it in July 2009 and is owner-occupied.

Source: Merced County records, as of August 21, 2026

Owner of RecordCompany Name on File
Mailing Address2187 PRATO CT, LOS BANOS, CA 93635-6417
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2009 · Amount on File
Deed SaleJul 16, 2009 · Amount on File
Prior SaleOct 27, 2008 · Amount on File
Deed Document Number200935206
Prior Transfer DateApr 12, 2006
Prior Transfer Doc0000028263
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2187 Prato Ct was $5,203 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$464,100 (+2%) Land $132,600 Building $331,500
2025$5,203.00 Homeowner's exemption$455,000 Land $130,000 Building $325,000
2023$2,451.00 (+1.91%)$198,500 Land $12,401 Building $186,099
2022$2,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2187 Prato Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2187 Prato Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Prato Ct

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