2187 Miramonte Way, Naples, FL 34105 Property Records

Collier County property record for 2187 Miramonte Way, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	3,788 sqft · built 2009
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Owner Names on File
Last Sale	$450,000 (Apr 2008)
Tax Bill	$11,826 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`664960 M 314A25`

Property Details

APN / Parcel Number

Primary APN	`664960 M 314A25`
Alternative APN	`76925000847`

Interior

Building Area	3,788 sqft Living Area
Gross Area	4,447 sqft
1st Floor Area	3,788 sqft

Exterior

Year Built	Built 2009
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	186 ft deep x 92 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft
Porch	Enclosed Porch
Deck Area	1,623 sqft

Location & Zoning

Account Number	664960 M 314A25
Street Address	2187 MIRAMONTE WAY
City	NAPLES
State	FL
Zip	34105-3075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TORINO AND MIRAMONTE BLK M LOT 31
Legal Range	25
Legal Township	49
Legal Section	25
Legal Subdivision	TORINO AND MIRAMONTE
Legal Tract	664960
Legal Block	M
Legal Lot Number	31
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1019
Census Tract	10432

Owner

Source: Collier County records · APN 664960 M 314A25

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2187 MIRAMONTE WAY, NAPLES, FL 34105-3075
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2008 · Amount on Record
Deed Sale	Apr 16, 2008 · Amount on Record
Deed Document Number	0043501908
Deed Book / Page	4350 / 1908
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2187 MIRAMONTE WAY, NAPLES, FL 34105-3075
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	888 HULLS HWY, SOUTHPORT, CT 06890-1022

Mortgage

Document Number	0060312391
Date	Oct 25, 2021
Book Page	6031/2391
Instrument	6148675

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%
Type Change Date	Nov 01, 2031
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	12-Month MTA
Max Rate	7.37%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,826.00 (+8.07%) Homeowner's exemption	$1,141,146 (+5.99%)	$3,182,742 (+11.83%) Land $1,940,598 Building $1,242,144
2023	$10,943.00 (-2.76%) Homeowner's exemption	$1,076,684 (+3%)	$2,846,012 (+27.97%) Land $1,293,732 Building $1,552,280
2022	$11,254.00 Homeowner's exemption	$1,045,324	$2,223,977 Land $573,554 Building $1,650,423

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 254 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	254 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 88 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPLES WATER DEPT serves 83,804 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.