Worcester County and Lancaster Town property record for 2187 Main St, Lancaster, MA 01523
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 3,036 sqft · built 1924 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jun 2020) |
| Tax Bill | $10,793 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Aug 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:019.0 B:0000 L:0010.B |
| Primary APN | LANC M:019.0 B:0000 L:0010.B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 2,108 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,079 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 2187 MAIN ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2417 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 10.B |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4055 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2187 MAIN ST, LANCASTER, MA 01523-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2019 | Deed of Trust, Mortgage · Balloon Mortgage AVIDIA BANK |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Jun 5, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 14, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 12, 2018 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on Record |
| Deed Sale | Jun 5, 2020 · Amount on Record |
| Prior Sale | Mar 14, 2019 · Amount on Record |
| Deed Document Number | 202058680 |
| Deed Book / Page | 62539 / 334 |
| Prior Transfer Date | Jun 3, 2020 |
| Prior Transfer Doc | 62539-334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 2187 MAIN ST, LANCASTER, MA 01523-2417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 060434-363 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 60434/363 |
| Instrument | 45762 |
| Name | AVIDIA BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 2187 MAIN ST, LANCASTER, MA 01523-2417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065838-240 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 65838/240 |
| Instrument | 114315 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Jun 5, 2020 |
| Property Address | 2187 MAIN ST, LANCASTER, MA 01523-2417 |
| Document Number | 62539-334 |
| Book / Page | 62539 / 334 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 58680 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2187 MAIN ST, LANCASTER, MA 01523-2417 |
| Document Number | 58681 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 58681 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Mar 14, 2019 |
| Property Address | 2187 MAIN ST, LANCASTER, MA 01523-2417 |
| Document Number | 60149-169 |
| Book / Page | 060149 / 000169 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 22420 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,687.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2187 MAIN ST LANCASTER MA 015232417, LANCASTER, MA 01523-2417 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Jul 12, 2018 |
| Property Address | 2187 MAIN ST, LANCASTER, MA 01523-2417 |
| Document Number | 59086-55 |
| Book / Page | 059086 / 000055 |
| Instrument Date | May 17, 2018 |
| Instrument | 70348 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 31, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $528.96 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 VINNIE WAY SHREWSBURY MA 015454226, SHREWSBURY, MA 01545-4226 |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,793.00 (+35.15%) | $667,900 (+43.76%) Land $102,900 Building $565,000 | $612,957 |
| 2023 | $7,986.00 | $464,600 Land $85,200 Building $379,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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