2187 Lakeside Dr, Troy, MI 48085 Property Records

Oakland County property record for 2187 Lakeside Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,168 sqft · built 1995
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$564,000 (Oct 2017)
Tax Bill$9,589 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-01-151-029

Property Details

APN / Parcel Number

Primary APN88-20-01-151-029

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,168 sqft Living Area
1st Floor Area1,872 sqft
Basement Area1,773 sqft
Unfinished Basement1,872 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions124 ft deep x 85 ft wide
Garage Area511 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area76 sqft
Deck Area546 sqft
Patio Area546 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2187 LAKESIDE DR
CityTROY
StateMI
Zip48085-1020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 1 TROY LAKE ESTATES LOT 24 4-11-94 FR 004
Legal Range11E
Legal Township2N
Legal Section1
Legal SubdivisionTROY LAKE ESTATES SUB
Legal Lot Number4,24
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group5
Census Block5012
Census Tract196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2187 LAKESIDE DR, TROY, MI 48085-1020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2017Warranty Deed, Transfer · Conventional Mortgage
PHILLIP L & LYNDA L DEMAGGIO
Dec 23, 2016Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2017 · Amount on Record
Deed SaleOct 5, 2017 · Amount on Record
Prior SaleAug 21, 2006 · Amount on Record
Deed Document Number2017185021
Deed Book / Page51145 / 298
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 5, 2017
Property Address2187 LAKESIDE DR, TROY, MI 48085-1020
Document Number0000185021
Book / Page051145 / 000298
Instrument DateSep 29, 2017
Instrument185021
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,850.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5530 ACORN LN STERLING HEIGHTS MI 483143163, STERLING HEIGHTS, MI 48314-3163

Mortgage

Document Number185022
DateOct 5, 2017
Book Page051145/000300
Instrument185022
Lender
NamePHILLIP L & LYNDA L DEMAGGIO
Address3299 BAYPOINT DR, ROCHESTER HILLS, MI 48309-1218
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 4, 2022

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2187 LAKESIDE DR, TROY, MI 48085-1020
Document Number0000003282
Book / Page050255 / 000390
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedJan 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2187 LAKESIDE DR TROY MI 480851020, TROY, MI 48085-1020

Mortgage

Document Number0000003282
DateJan 5, 2017
Book Page050255/000390
Instrument3282
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 4, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,589.00 (-3.86%)
2023$636,440
2022$9,974.00$318,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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