2187 Garnet Ln, Overgaard, AZ 85933 Property Records

Navajo County property record for 2187 Garnet Ln, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Mar 2022)
Tax Bill	$151 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-25-072H`

Property Details

APN / Parcel Number

Primary APN	`206-25-072H`

Interior

Stories	1 Story

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	2187 GARNET LN
City	OVERGAARD
State	AZ
Zip	85933-5178
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1-10
Legal Description	SECTION 32,T12N,R17E:(PORTION OF HES #181) BEG COR #4 HES #181; T H N202500 W 278.07; TH N814854 E 204.54; TH S202829 E 236 .28; TH N813359 E 201.42; TH N851900 E 139.84 TPOB; TH N85 1900 E 115.76; TH S135442 W 104.21; TH N881538 W 96.35; TH
Legal Range	17E
Legal Township	12N
Legal Section	32
Legal Subdivision	HES #181
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2057
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2011, OVERGAARD, AZ 85933-2011
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	20225574
Record Updated	Sep 20, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 18, 2022
Property Address	2187 GARNET LN, OVERGAARD, AZ 85933-5178
Document Number	0000005574
Instrument Date	Mar 14, 2022
Instrument	2022-05574
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	PROFESSIONAL ESCROW RSRCS, PROFESSIONAL ESCROW RESOURCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 S MITCHELL DR, 65, SUPERIOR, AZ 85173-4700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2011, OVERGAARD, AZ 85933-2011

Mortgage

Document Number	0000005575
Date	Mar 18, 2022
Instrument	2022-05575

Lender

Name	BERNARD DURIAS ANDERSON JR ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$28,591 (-4.18%) Land $26,617 Building $1,974
2025	$151.00 (+4.14%)	$2,984 Land $2,566 Building $418	$29,839 Land $25,658 Building $4,181
2023	$145.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect, Verizon.

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