2187 40th Ave, Oakland, CA 94601 Property Records

Alameda County property record for 2187 40th Ave, Oakland, CA 94601

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,797 sqft · built 1921
Lot Size	0.099 acres (4,320 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2017)
Tax Bill	$10,780 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-2096-17`

Property Details

APN / Parcel Number

Primary APN	`32-2096-17`
Alternative APN	`032-2096-017-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,797 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1930
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	4,320 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2187 40TH AVE
City	OAKLAND
State	CA
Zip	94601-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00017 BLK: AR: 0032 PAGE: 2096
Legal Subdivision	BOULEVARD PARK BROOKLYN TOWNSH
Legal Block	12
Legal Lot Number	5&6
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3001
Census Tract	407102

Owner

2187 40th Ave is owned and occupied by two individuals who acquired it in May 2019.

Source: Alameda County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2187 40TH AVE, OAKLAND, CA 94601-4303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jan 9, 2020	Intrafamily Transfer, Transfer
Jun 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ONE AMERICAN BANK
Jul 27, 2017	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on File
Deed Sale	Jul 27, 2017 · Amount on File
Prior Sale	Dec 17, 2003 · Amount on File
Deed Document Number	2017164556
Last Transfer Date	May 29, 2019
Transfer Doc	0000105012
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2187 40TH AVE, OAKLAND, CA 94601-4303
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046861
Date	Mar 7, 2018
Instrument	2018046861

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2187 40TH AVE, OAKLAND, CA 94601-4303
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13602 NE 8TH ST 1-105, 1-105, BELLEVUE, WA 98005-3483

Mortgage

Document Number	0000234897
Date	Sep 16, 2020
Instrument	2020234897

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 9, 2020
Property Address	2187 40TH AVE, OAKLAND, CA 94601-4303
Document Number	0000006065
Map Reference	LB 21 PG 50
Instrument Date	Jan 6, 2020
Instrument	2020006065
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2187 40TH AVE, OAKLAND, CA 94601-4303

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jun 5, 2019
Property Address	2187 40TH AVE, OAKLAND, CA 94601-4303
Document Number	0000105012
Map Reference	LB 21 PG 50
Instrument Date	May 29, 2019
Instrument	2019105012
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2187 40TH AVE, OAKLAND, CA 94601-4303

Mortgage

Document Number	0000105013
Date	Jun 5, 2019
Instrument	2019105013

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 27, 2017
Property Address	2187 40TH AVE, OAKLAND, CA 94601-4303
Document Number	0000164556
Instrument Date	Jul 19, 2017
Instrument	164556
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2187 40TH AVE OAKLAND CA 946014303, OAKLAND, CA 94601-4303

Mortgage

Document Number	164557
Date	Jul 27, 2017
Instrument	164557

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 26, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2187 40th Ave was $10,780 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,419 (+0.98%) Land $165,379 Building $538,040
2025	$10,780.00 Homeowner's exemption	$689,629 Land $162,137 Building $527,492
2023	$10,840.00 Homeowner's exemption	$662,853 Land $155,842 Building $507,011	$805,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2187 40th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2187 40th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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