21869 Oak Heights Cir, Cold Spring, MN 56320 Property Records

Stearns County property record for 21869 Oak Heights Cir, Cold Spring, MN 56320

Property Summary

Property TypeRural Home
Details3 bd · 2.25 ba · 1,292 sqft · built 1988
Lot Size1.18 acres (51,401 sqft)
OwnerTrust Name on File
Last Sale$104,000 (Sep 1990)
Tax Bill$2,876 (2026)
Flood ZoneZone X (minimal risk)
APN36-24580-0023

Property Details

APN / Parcel Number

Primary APN36-24580-0023

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,292 sqft Living Area
Gross Area1,897 sqft
1st Floor Area720 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area51,401 sqft (1.18 acres)
Lot Dimensions257 ft deep x 100 ft wide
Garage TypeAttached
Garage Area604 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address21869 OAK HEIGHTS CIR
CityCOLD SPRING
StateMN
Zip56320-9772
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 011 BLK 004 OAK HEIGHTS ADD SECTION 26 TOWNSHIP 123 RANGE 030 SECTION 26 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section26
Legal SubdivisionOAK HEIGHTS ADD
Legal Block4
Legal Lot Number11
JurisdictionSTEARNS MN
Township / Civil DivisionWAKEFIELD
Census Block Group1
Census Block1006
Census Tract11302

Owner

21869 Oak Heights Cir, a rural home, is owner-occupied and held in a trust since September 1990.

Source: Stearns County records, as of July 30, 2026

Owner of RecordTrust Name on File
Mailing Address21869 OAK HEIGHTS CIR, COLD SPRING, MN 56320-9772
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 1990 · Amount on File
Deed SaleSep 28, 1990 · Amount on File
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 21869 Oak Heights Cir was $2,876.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
County SubdivisionWakefield Township
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,876.00$341,400 (+0.21%) Land $116,300 Building $225,100$341,400 (+0.21%) Land $116,300 Building $225,100
2025$340,700 Land $111,000 Building $229,700$340,700 Land $111,000 Building $229,700
2023$2,468.00$294,000 Land $87,400 Building $206,600$294,000 Land $87,400 Building $206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21869 Oak Heights Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1997–2009)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21869 Oak Heights Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
GigFire
Fixed Wireless
150 / 130

May also be available: Arvig.

Nearby Properties on Oak Heights Cir

Nearby Streets

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