21865 Karam Ct, Warren, MI 48091 Property Records

Macomb County property record for 21865 Karam Ct, Warren, MI 48091 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 939 sqft · built 1955
Lot Size0.191 acres (8,320 sqft)
OwnerIndividual Name on File
Last Sale$129,900 (Aug 2019)
Tax Bill$3,498 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Oct 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN12-13-32-181-040

Property Details

APN / Parcel Number

Primary APN12-13-32-181-040
Alternative APN
  • 1332181040

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area939 sqft Living Area
1st Floor Area939 sqft
Basement Area939 sqft
Unfinished Basement937 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick
Lot Area8,320 sqft (0.191 acres)
Lot Dimensions151 ft deep x 55 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address21865 KARAM CT
CityWARREN
StateMI
Zip48091-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKARAM'S SUNNYLANE SUB. NO. 2" LOT 103 L.33 P.15-16
Legal SubdivisionKARAMS SUNNYLANE SUB
Legal Lot Number103
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group3
Census Block3018
Census Tract263700

Owner

Source: Macomb County records · APN 12-13-32-181-040

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21865 KARAM CT, WARREN, MI 48091-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UIF CORP
Oct 03, 2018Warranty Deed, Construction Loan · Line of Credit
ANCHOR LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2019 · Amount on Record
Deed SaleAug 27, 2019 · Amount on Record
Deed Document Number20199095655
Deed Book / Page26156 / 398
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 27, 2019
Property Address21865 KARAM CT, WARREN, MI 48091-2516
Document Number0000095655
Book / Page026156 / 000398
Instrument DateAug 09, 2019
Instrument95655
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 13, 2019
Title CompanyMICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,117.14
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address24915 AUDREY AVE WARREN MI 480911785, WARREN, MI 48091-1785

Mortgage

Document Number92045
DateAug 27, 2019
Book Page026139/000314
Instrument92045
Lender
NameUIF CORP
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 26, 2034

October 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 03, 2018
Property Address21865 KARAM CT, WARREN, MI 48091-2516
Document Number0000010186
Book / Page025611 / 000870
Instrument DateSep 18, 2018
Instrument10186
Transaction TypeConstruction Loan
Record UpdatedOct 19, 2018
Title CompanyMICHIGAN TITLE INSURANCE AGENCY INC

Transaction

AmountAmount Recorded
Tax$258.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address21415 CIVIC CENTER DR #215 SOUTHFIELD MI 480763953, 215, SOUTHFIELD, MI 48076-3953
InvestorPossibly a Property Investor

Mortgage

Document Number9999
DateOct 03, 2018
Book Page025610/000823
Instrument9999
Lender
NameANCHOR LNS
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 02, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictFitzgerald Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$79,830 (+13.7%)$159,660 (+13.7%)
2025$3,498.00 (+17.94%)
2023$70,210$140,420
2022$2,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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