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21862 Hanover Dr, Macomb, MI 48042 Property Records

Macomb County property record for 21862 Hanover Dr, Macomb, MI 48042

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,905 sqft · built 2017
Owner2 Company Names on File
Last Sale$410,000 (Nov 2025)
Tax Bill$5,608 (2025)
Deeds & MortgagesNov 2025 Sale & Line of Credit
May 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-14-103-062

Property Details

APN / Parcel Number

Primary APN20-08-14-103-062
Alternative APN
  • 0814103062

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,905 sqft Living Area
1st Floor Area1,541 sqft
Basement Area1,541 sqft
Unfinished Basement1,541 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21862 HANOVER DR
CityMACOMB
StateMI
Zip48042-3836
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionADDISON CROSSING AT HARTFORD MCCP #1103 UNIT 62 L 24579; PG 775-793
Legal SubdivisionADDISON CROSSING AT HARTFORD
Legal Unit62
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1020
Census Tract223500

Owner

21862 Hanover Dr, a condominium, is owned by a company that bought it in November 2025 and is owner-occupied.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Company Names on File
Mailing Address16820 KENSINGTON DR, MACOMB, MI 48044-4092
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Warranty Deed, Transfer · Line of Credit
SIMPLE HOME LENDING LLC
May 23, 2023Intrafamily Transfer, Transfer
Aug 30, 2018Warranty Deed, Transfer · Conventional Mortgage
LAKE MI CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2025 · Amount on File
Deed SaleNov 20, 2025 · Amount on File
Prior SaleAug 30, 2018 · Amount on File
Deed Document Number2025104621
Deed Book / Page30400 / 285
Prior Transfer DateMay 1, 2023
Prior Transfer Doc0000045473
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateNov 20, 2025
Property Address21862 HANOVER DR, MACOMB, MI 48042-3836
Document Number2500104621
Book / Page30400 / 285
Map ReferenceLB 23164 PG 565
Instrument DateNov 17, 2025
Instrument202500104621
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanySTERLING TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21862 HANOVER DR, MACOMB, MI 48042-3836

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address21862 HANOVER DR, MACOMB, MI 48042-3836

Mortgage

Document Number0000397135
DateNov 20, 2025
Instrument30397/135
Lender
NameSIMPLE HOME LENDING LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateMay 23, 2023
Property Address21862 HANOVER DR, MACOMB, MI 48042-3836
Document Number2300045473
Book / Page29137 / 527
Map ReferenceLB 23154 PG 565
Instrument DateMay 1, 2023
Instrument202300045473
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21862 HANOVER DR, MACOMB, MI 48042-3836

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address21862 HANOVER DR, MACOMB, MI 48042-3836

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 30, 2018
Property Address21862 HANOVER DR, MACOMB, MI 48042-3836
Document Number0000097160
Book / Page025549 / 000968
Instrument DateAug 20, 2018
Instrument97160
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,543.54
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address91 MILL CREEK AVE LAPEER MI 484462689, LAPEER, MI 48446-2689

Mortgage

Document Number97161
DateAug 30, 2018
Book Page025550/000001
Instrument97161
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21862 Hanover Dr was $5,608 with a homeowner's exemption, up 2.6% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictNew Haven Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,500 (+9.6%)$427,000 (+9.6%)
2025$5,608.00 (+2.62%) Homeowner's exemption$194,800$389,600
2024$5,465.00
2023$173,600$347,200
2022$4,958.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21862 Hanover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21862 Hanover Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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