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2186 Simmons Rd, Drummonds, TN 38023 Property Records

Tipton County property record for 2186 Simmons Rd, Drummonds, TN 38023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,075 sqft · built 1978
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (May 2020)
Tax Bill$645 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Dec 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN084145 01801

Property Details

APN / Parcel Number

Primary APN084145 01801
Alternative APN
  • 145 01801

Interior

Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area1,075 sqft Living Area
1st Floor Area1,075 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions217 ft deep x 100 ft wide
TerrainRolling
Garage TypeFinished
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2186 SIMMONS RD
CityDRUMMONDS
StateTN
Zip38023-4950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: S60
JurisdictionTIPTON TN
Township / Civil Division8
Census Block Group3
Census Block3005
Census Tract40303

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2186 SIMMONS RD, DRUMMONDS, TN 38023-4950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY MORTGAGE CORP
Dec 24, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Oct 25, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Oct 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2020 · Amount on Record
Deed SaleMay 11, 2020 · Amount on Record
Prior SaleDec 24, 2019 · Amount on Record
Deed Document Number233117
Deed Book / Page1843 / 147
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateMay 11, 2020
Property Address2186 SIMMONS RD, DRUMMONDS, TN 38023-4950
Document Number0001843147
Book / Page1843 / 147
Instrument DateMay 7, 2020
Instrument233117
Transaction TypeTransfer
Record UpdatedJul 1, 2022
Title CompanyWESTENN T&E SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2186 SIMMONS RD, DRUMMONDS, TN 38023-4950

Mortgage

Document Number0000233118
DateMay 11, 2020
Instrument233118
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateDec 24, 2019
Property Address2186 SIMMONS RD, DRUMMONDS, TN 38023-4950
Document Number1826108
Book / Page001826 / 000108
Instrument DateDec 23, 2019
Instrument229301
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$207.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2680 TERRY LANE SOUTH RD COVINGTON TN 380198106, COVINGTON, TN 38019-8106

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateOct 25, 2019
Property Address2186 SIMMONS RD, DRUMMONDS, TN 38023-4950
Document Number1818631
Book / Page001818 / 000631
Instrument DateOct 24, 2019
Instrument227679
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$203.49
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX MUNFORD TN 38058, MUNFORD, TN 38058

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIPTON TN
Recording DateOct 9, 2017
Property Address2186 SIMMONS RD, DRUMMONDS, TN 38023-4950
Document Number1736433
Book / Page001736 / 000433
Instrument DateOct 3, 2017
Instrument208061
Transaction TypeTransfer
Record UpdatedOct 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2186 SIMMONS RD ATOKA TN 38004, ATOKA, TN 38004

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$645.00 (+6.61%)$42,375 (-) Land $6,000 Building $36,375
2023$42,375 Land $6,000 Building $36,375
2022$605.00
2020$169,500 Land $24,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims52 (2001–2025)
Claims Outside the SFHA30 of 52
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 4 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 6 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR GROVE UTILITY DISTRICT
serves 19,599 people · EPA ID TN0000201
Water SourceGroundwater
Last State InspectionFeb 2025
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable		2,000 / 75
Aeneas Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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