2186 S Riverside Dr, Beloit, WI 53511 Property Records

Rock County property record for 2186 S Riverside Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,736 sqft · built 1950
Lot Size	0.88 acres (38,333 sqft)
Owner	Company Name on Record
Last Sale	$333,000 (Jul 2021)
Tax Bill	$5,362 (2025)
Deeds & Mortgages	Aug 2021 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`6-2-2192`

Property Details

APN / Parcel Number

Primary APN	`6-2-2192`
Alternative APN	`004 227004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Detached
Garage Area	1,232 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 227004
Street Address	2186 S RIVERSIDE DR
City	BELOIT
State	WI
Zip	53511-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 RIVERDRIVE TERRACE N 45.9' LOTS 2 TO 10 & S1/2 VAC CRANSTON RD
Legal Subdivision	RIVERDRIVE TERRACE
Legal Lot Number	2-10
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1009
Census Tract	2300

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2186 S RIVERSIDE DR, BELOIT, WI 53511-2910
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jul 6, 2010 · Amount on Record
Deed Document Number	202193121
Last Transfer Date	Aug 13, 2021
Transfer Doc	0000096544
Record Updated	Jun 8, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Aug 18, 2021
Property Address	2186 S RIVERSIDE DR, BELOIT, WI 53511-2910
Document Number	2196544
Instrument Date	Aug 13, 2021
Instrument	2196544
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 13, 2021
Property Address	2186 S RIVERSIDE DR, BELOIT, WI 53511-2910
Document Number	0002193121
Instrument Date	Jul 9, 2021
Instrument	2193121
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 S RIVERSIDE DR, BELOIT, WI 53511-2910

Mortgage

Document Number	0002193122
Date	Jul 13, 2021
Instrument	2193122

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,362.00 (+28.46%) Homeowner's exemption	$338,100 (-) Land $65,800 Building $272,300	$417,400 (+18.75%)
2023	$4,174.00 Homeowner's exemption	$338,100 Land $65,800 Building $272,300	$351,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: LiteWire, T-Mobile.

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