2186 Ridge Rider Rd, Bradley, CA 93426 Property Records

San Luis Obispo County property record for 2186 Ridge Rider Rd, Bradley, CA 93426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,096 sqft · built 2005
Lot Size	0.132 acres (5,756 sqft)
Owner	Company Name on File
Last Sale	$610,000 (Jun 2023)
Tax Bill	$7,997 (2025)
Deeds & Mortgages	Jun 2023 Sale Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-243-020`

Property Details

APN / Parcel Number

Primary APN	`012-243-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	5,756 sqft (0.132 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2186 RIDGE RIDER RD
City	BRADLEY
State	CA
Zip	93426-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 380 LT 184
Legal Tract	380
Legal Block	2
Legal Lot Number	184
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2079
Census Tract	10017

Owner

2186 Ridge Rider Rd is owned by a company that bought it in June 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	5253 CALLE MORELIA, SANTA BARBARA, CA 93111-2439
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 5, 2020	Intrafamily Transfer, Transfer · VA Mortgage ENVOY MORTGAGE LTD
Jun 5, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Feb 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 25, 2018	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Jun 5, 2020
Deed Document Number	202315611
Prior Transfer Date	May 7, 2020
Prior Transfer Doc	0000027701
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 6, 2023
Property Address	2186 RIDGE RIDER RD, BRADLEY, CA 93426-9605
Document Number	0000015611
Map Reference	MB 7 PG 44
Instrument Date	May 11, 2023
Instrument	2023015611
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5253 CALLE MORELIA, SANTA BARBARA, CA 93111-2439

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 5, 2020
Property Address	2186 RIDGE RIDER RD, BRADLEY, CA 93426-9605
Document Number	0000027701
Map Reference	MB 7 PG 44
Instrument Date	May 7, 2020
Instrument	2020027701
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 869, PASO ROBLES, CA 93447-0869

Mortgage

Document Number	0000027702
Date	Jun 5, 2020
Instrument	2020027702

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 5, 2020
Property Address	2186 RIDGE RIDER RD, BRADLEY, CA 93426-9605
Document Number	0000027700
Map Reference	MB 7 PG 44
Instrument Date	May 2, 2020
Instrument	2020027700
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 869, PASO ROBLES, CA 93447-0869

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 11, 2019
Property Address	2186 RIDGE RIDER RD, BRADLEY, CA 93426-9605
Document Number	0000004873
Instrument Date	Jan 23, 2019
Instrument	4873
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2510 SUNRIDGE PL SALINAS CA 93908, SALINAS, CA 93908

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 25, 2018
Property Address	2186 RIDGE RIDER RD, BRADLEY, CA 93426-9605
Document Number	0000025935
Instrument Date	Jun 18, 2018
Instrument	25935
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	NATIONWIDE TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25100 SUNRIDGE PL SALINAS CA 939081531, SALINAS, CA 93908-1531

Mortgage

Document Number	25936
Date	Jun 25, 2018
Instrument	25936

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2186 Ridge Rider Rd was $7,997.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,336 (+2%) Land $222,853 Building $424,483
2025	$7,997.00	$634,644 Land $218,484 Building $416,160
2023	$6,128.00 (-1.57%) Homeowner's exemption	$509,818 Land $136,651 Building $373,167
2022	$6,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2186 Ridge Rider Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2186 Ridge Rider Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rider Rd

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