2186 Oak St, Carrabelle, FL 32322 Property Records

Franklin County property record for 2186 Oak St, Carrabelle, FL 32322

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 896 sqft · built 2002
Lot Size	0.115 acres (5,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Sep 2023)
Tax Bill	$928 (2025)
Deeds & Mortgages	Sep 2023 Sale
Flood Zone	Zone A (high risk)
APN	`14-07S-04W-3131-000H-0350`

Property Details

APN / Parcel Number

Primary APN	`14-07S-04W-3131-000H-0350`
Alternative APN	`04W07S143131000H0350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,005 sqft (0.115 acres)
Lot Width	50 ft Width
Porch	Unfinished Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2186 OAK ST
City	CARRABELLE
State	FL
Zip	32322-9014
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	UNIT 1 BL H LOTS 35 AND 36 LANARK BEACH OR 112/531 186/296 202/517 255/71 561/47 561/49 657/317 1172/541 1375/176
Legal Range	04W
Legal Township	07S
Legal Section	14
Legal Subdivision	LANARK BEACH
Legal Block	H
Legal Lot Number	35,36
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1043
Census Tract	970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 LUTHER CT, POWDER SPRINGS, GA 30127-4426
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Feb 2, 2001 · Amount on Record
Deed Document Number	20234944
Deed Book / Page	1375 / 176
Prior Transfer Date	Jul 12, 2016
Prior Transfer Doc	0019003339
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 25, 2023
Property Address	2186 OAK ST, CARRABELLE, FL 32322-9014
Document Number	0019004944
Book / Page	1375 / 176
Map Reference	MB 2 PG 13
Instrument Date	Sep 22, 2023
Instrument	202319004944
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2307 KINGS CT, ALBANY, GA 31721-9165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 LUTHER CT, POWDER SPRINGS, GA 30127-4426

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$928.00 (-8.48%)	$94,865 (-7.87%) Land $46,000 Building $48,865	$94,865 (-7.87%) Land $46,000 Building $48,865
2024	$1,014.00 (+76.96%)	$102,973 (+57.17%) Land $48,000 Building $54,973	$102,973 (+57.17%) Land $48,000 Building $54,973
2023	$573.00 (+8.73%)	$65,518 (+16.22%) Land $32,000 Building $33,518	$65,518 (+16.22%) Land $32,000 Building $33,518
2022	$527.00	$56,376 Land $32,000 Building $24,376	$56,376 Land $32,000 Building $24,376

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20