2186 Oak Shade Dr, Davison, MI 48423 Property Records

Genesee County property record for 2186 Oak Shade Dr, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,654 sqft · built 1987
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,500 (Sep 2023)
Tax Bill	$4,631 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-05-579-041`

Property Details

APN / Parcel Number

Primary APN	`05-05-579-041`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2186 OAK SHADE DR
City	DAVISON
State	MI
Zip	48423-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	LOT 322 BELLE MEADE NO 8 SEC 5 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	05
Legal Subdivision	BELLE MEADE 8
Legal Lot Number	322
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2000
Census Tract	11714

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2186 OAK SHADE DR, DAVISON, MI 48423-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	202349109
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	0000071606
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 12, 2023
Property Address	2186 OAK SHADE DR, DAVISON, MI 48423-2105
Document Number	0000049109
Map Reference	LB 56 PG 41
Instrument Date	Aug 21, 2023
Instrument	202309120049109
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,938.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 OAK SHADE DR, DAVISON, MI 48423-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 OAK SHADE DR, DAVISON, MI 48423-2105

Mortgage

Document Number	0000049110
Date	Sep 12, 2023
Instrument	202309120049110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 15, 2017
Property Address	2186 OAK SHADE DR, DAVISON, MI 48423-2105
Document Number	0000071606
Instrument Date	Oct 25, 2017
Instrument	71606
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2186 OAK SHADE DR DAVISON MI 484232105, DAVISON, MI 48423-2105

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,900 (+3.69%) Land $23,200 Building $125,700	$297,800 (+3.69%) Land $46,400 Building $251,400
2025	$4,631.00 (+2%) Homeowner's exemption	$143,600 (+12.28%)	$287,200 (+12.28%)
2024	$4,540.00 (+52.04%)
2023		$127,900	$255,800
2019	$2,986.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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