Frederick County property record for 2186 Mountainview Dr, Frederick, MD 21702 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 5,030 sqft Living Area |
| Lot Size | 58,244 sqft (1.33 acres) |
| Garage | Attached, 483 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2003) |
| Tax Bill | $9,656.00 (2025) |
| Primary APN | 02-227789 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 5,030 sqft Living Area |
| Gross Area | 5,513 sqft Gross Area |
| 1st Floor | 2,232 sqft 1st Floor |
| Basement Area | 1,200 sqft Basement |
| Finished Basement | 1,200 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 58,244 sqft (1.33 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Deck Area | 224 sqft Deck |
|---|---|
| Patio Area | 425 sqft Patio |
| Porch | Open Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 227789 |
|---|---|
| Street Address | 2186 MOUNTAINVIEW DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2813 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 58,244 SQ. FT. POWELL PROPERTY |
| Legal Subdivision | POWELL PROP |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 751202 |
Source: Frederick County records · APN 02-227789
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2186 MOUNTAINVIEW DR, FREDERICK, MD 21702-2813 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NYMEO FEDERAL CREDIT UNION |
| Feb 03, 2026 | Deed of Trust, Mortgage · Line of Credit NYMEO FCU |
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit NYMEO FCU |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) NYMEO FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2003 · Amount on Record |
| Deed Sale | Jan 16, 2003 · Amount on Record |
| Prior Sale | Aug 31, 2001 · Amount on Record |
| Deed Doc Number | 2003374 |
| Deed Book / Page | 3492 / 31 |
| Transfer Doc | 0049160064 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 17, 2026 |
| Property Address | 2186 MOUNTAINVIEW DR, FREDERICK, MD 21702-2813 |
| Document Number | 1791000167 |
| Book / Page | 17918 / 167 |
| Instrument Date | Jun 04, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SECURITY TITLE GUARANTEE CORPORATION, SECURITY TITLE GUARANTEE COR |
| Name | Verified Name |
|---|---|
| Address | 2186 MOUNTAINVIEW DR, FREDERICK, MD 21702-2813 |
| Document Number | 1791000167, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 17918/167 |
| Name | NYMEO FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2186 MOUNTAINVIEW DR, FREDERICK, MD 21702-2813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2186 MOUNTAINVIEW DR, FREDERICK, MD 21702-2813 |
| Document Number | 0177060001 |
|---|---|
| Date | Feb 03, 2026 |
| Book Page | 17706/1 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2186 MOUNTAINVIEW DR, FREDERICK, MD 21702-2813 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0138380377 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 13838/377 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2186 MOUNTAINVIEW DR, FREDERICK, MD 21702-2813 |
| Document Number | 0138380358 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2186 MOUNTAINVIEW DR FREDERICK MD 217022813, FREDERICK, MD 21702-2813 |
| Document Number | 0138380358 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 013838/000358 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,656.00 (+4.87%) Homeowner's exemption | $674,700 (+28.75%) Land $178,500 Building $496,200 | $674,700 (-) Land $178,500 Building $496,200 |
| 2024 | $9,208.00 (+7.29%) | ||
| 2023 | $8,582.00 Homeowner's exemption | $524,033 | $674,700 Land $178,500 Building $496,200 |
2186 Mountainview Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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