2186 Knobley Rd, Keyser, WV 26726 Property Records

Mineral County property record for 2186 Knobley Rd, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,674 sqft · built 1981
Lot Size	76.7 acres (3,341,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Oct 2020)
Tax Bill	$1,616 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-0010.0000`

Property Details

APN / Parcel Number

Primary APN	`04-23-0010.0000`
Alternative APN	`29-04-23-0010.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,674 sqft Living Area
1st Floor Area	3,192 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Construction Type	Frame
Lot Area	3,341,488 sqft (76.7 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2186 KNOBLEY RD
City	KEYSER
State	WV
Zip	26726-6649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76.71 AC ES/KNOB
Jurisdiction	MINERAL WV
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	10200

Owner

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2186 KNOBLEY RD, KEYSER, WV 26726-6649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU
Dec 18, 2017	Deed of Trust, Mortgage · ARM FIRST PEOPLES COMMUNITY FCU
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU
May 1, 2024	Deed, Transfer · Conventional Mortgage NEWREZ LLC
Feb 28, 2022	Deed, Transfer · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2020180182
Deed Book / Page	390 / 762
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Recording Date	Jun 18, 2026
Property Address	2186 KNOBLEY RD, KEYSER, WV 26726-6649
Document Number	0000217708
Book / Page	676 / 567
Instrument Date	May 29, 2026
Instrument	2026217708
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 KNOBLEY RD, KEYSER, WV 26726-6649

Mortgage

Document Number	0000217708,
Date	Jun 18, 2026
Book Page	676/567
Instrument	2026217708

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	2186 KNOBLEY RD, KEYSER, WV 26726-6649
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000601/426
Date	Apr 7, 2020
Book Page	601/426
Instrument	176871

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2034

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	2186 KNOBLEY RD, KEYSER, WV 26726-6649
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000604/843
Date	Jul 22, 2020
Book Page	604/843
Instrument	178750

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	2186 KNOBLEY RD, KEYSER, WV 26726-6649
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000577/670
Date	Dec 18, 2017
Book Page	577/670
Instrument	159747

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.25%
Index	1-Year CMT

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	2186 KNOBLEY RD, KEYSER, WV 26726-6649
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLEGHENY HIGHLANDS TITLE SETT, ALLEGHENY HIGHLANDS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000630/497
Date	Dec 22, 2021
Book Page	630/497
Instrument	189383

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	May 1, 2024
Property Address	2186 KNOBLEY RD, KEYSER, WV 26726-6649
Document Number	0000408/94
Book / Page	408 / 94
Instrument Date	Apr 8, 2024
Instrument	204924
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000204925
Date	May 1, 2024
Instrument	204925

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Feb 28, 2022
Property Address	2186 KNOBLEY RD, KEYSER, WV 26726-6649
Document Number	0000398/63
Book / Page	398 / 63
Map Reference	DB 390 PG 762
Instrument Date	Feb 18, 2022
Instrument	191066
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,195.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191067
Date	Feb 28, 2022
Instrument	191067

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,616.00 (+4.06%)	$135,340 (+4.01%) Land $51,580 Building $83,760	$225,567 (+4.04%) Land $85,967 Building $139,600
2025	$1,553.00 (+19.46%)	$130,120 (+19.44%) Land $51,580 Building $78,540	$216,800 (+19.45%) Land $85,900 Building $130,900
2023	$1,300.00 (-1.22%)	$108,940 (-1.2%) Land $51,580 Building $57,360	$181,500 (-1.2%) Land $85,900 Building $95,600
2022	$1,316.00	$110,260 Land $52,960 Building $57,300	$183,700 Land $88,200 Building $95,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 51% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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