2186 Katy Ln, Pottsboro, TX 75076 Property Records

Grayson County property record for 2186 Katy Ln, Pottsboro, TX 75076

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.821 acres (35,763 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,304 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 0564001`

Property Details

APN / Parcel Number

Primary APN	`048 0564001`
Alternative APNs	`0257700001` `395009` `110085`

Exterior

Lot Area	35,763 sqft (0.821 acres)

Location & Zoning

Street Address	PRESTON RD
City	DENISON
State	TX
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	MUNSON POINT ADDN PHAE VI, BLOCK 1, LOT 1, ACRES 0.821
Legal Subdivision	MUNSON POINT ADDN PHAE VI
Legal Block	1
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1044
Census Tract	302

Owner

Source: Grayson County records, as of September 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1278 LAKE ARROWHEAD RD, LURAY, VA 22835-7511
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit FROST BANK
Feb 15, 2022	Warranty Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO
Jul 9, 2021	Vendor's Lien, Transfer · Commercial Mortgage FARM CREDIT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2024
Deed Sale	Nov 14, 2024
Prior Sale	Feb 15, 2022
Deed Document Number	202431318
Transfer Doc	0000006667
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2186 KATY LN, POTTSBORO, TX 75076-7030
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 KATY LN, POTTSBORO, TX 75076-7030

Mortgage

Document Number	0000009101
Date	Apr 5, 2024
Instrument	9101

Lender

Name	FROST BANK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 15, 2022
Property Address	2186 KATY LN, POTTSBORO, TX 75076-7030
Document Number	0000005062
Map Reference	DOC 2020-34657
Instrument Date	Feb 13, 2022
Instrument	2022-5062
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 MAGNOLIA CT, DENISON, TX 75020-0059

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 9, 2021
Property Address	2186 KATY LN, POTTSBORO, TX 75076-7030
Document Number	0000023040
Instrument Date	Jun 21, 2021
Instrument	2021-00023040
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WHITMAN DR, MCKINNEY, TX 75072-6063

Mortgage

Document Number	0000023041
Date	Jul 9, 2021
Instrument	2021-00023041

Lender

Name	FARM CREDIT SERVICES
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,330 (+23,402.84%) Land $124,330	$124,330 (-60.06%) Land $124,330
2024	$1,304.00 (+16,2%)
2023		$529 Land $529	$311,310 Land $311,310
2022	$8.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TekWav Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
360 Broadband Fixed Wireless	200 / 50
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T.

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