2186 Jackson River Rd, Monterey, VA 24465 Property Records

Highland County property record for 2186 Jackson River Rd, Monterey, VA 24465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 2014
Lot Size	10 acres (435,600 sqft)
Owner	2 Trust Names on File
Last Sale	$119,000 (May 2025)
Tax Bill	$2,270 (2026)
Deeds & Mortgages	Mar 2024 Sale Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31 A 78A`

Property Details

APN / Parcel Number

Primary APN	`31 A 78A`
Alternative APN	`4232`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,128 sqft Living Area
Flooring	Wood
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Cape Cod
Exterior Material	Logs
Construction Type	Log
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Patio
Porch Area	688 sqft
Deck Area	52 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4232
Street Address	2186 JACKSON RIVER RD
City	MONTEREY
State	VA
Zip	24465-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E13E25S32W38N32; N4E13S4W13; E8S8W54N40E8S32E38; S32E8N32W8
Jurisdiction	HIGHLAND VA
Township / Civil Division	MONTEREY
Census Block Group	2
Census Block	2037
Census Tract	970100

Owner

2186 Jackson River Rd is held in a trust since May 2025.

Source: Highland County records, as of June 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3225 HILL GAP RD, BRIDGEWATER, VA 22812-3407
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed, Transfer
Oct 26, 2022	Deed, Transfer
Aug 25, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	2025146
Prior Transfer Date	Oct 4, 2022
Prior Transfer Doc	0000000396
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLAND VA
Recording Date	Mar 15, 2024
Property Address	2186 JACKSON RIVER RD, MONTEREY, VA 24465-2726
Document Number	0240000088
Instrument Date	Feb 14, 2024
Instrument	240000088
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3225 HILL GAP RD, BRIDGEWATER, VA 22812-3407

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLAND VA
Recording Date	Oct 26, 2022
Property Address	2186 JACKSON RIVER RD, MONTEREY, VA 24465-2726
Document Number	0220000396
Instrument Date	Oct 4, 2022
Instrument	220000396
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLAND VA
Recording Date	Aug 25, 2020
Property Address	2186 JACKSON RIVER RD, MONTEREY, VA 24465-2726
Document Number	200000277
Instrument Date	Aug 24, 2020
Instrument	200000277
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3225 HILL GAP RD, BRIDGEWATER, VA 22812-3407

Tax Assessment & Valuation

The 2026 property tax bill for 2186 Jackson River Rd was $2,270.

Source: Highland County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Highland County
Unified School District	Highland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,270.00	$445,200 Land $85,000 Building $360,200
2024			$445,200 (+36.4%) Land $85,000 Building $360,200
2023	$1,566.00	$326,400 Land $66,500 Building $259,900	$326,400 Land $66,500 Building $259,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2186 Jackson River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2186 Jackson River Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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