Sumter County property record for 2186 Graystone Dr, Sumter, SC 29150 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,694 sqft · built 1986 |
| Lot Size | 0.114 acres (4,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,500 (Jul 2020) |
| Tax Bill | $770 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 204-11-01-064 |
| Primary APN | 204-11-01-064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,694 sqft Living Area |
| Gross Area | 2,177 sqft |
| 1st Floor Area | 1,694 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,985 sqft (0.114 acres) |
| Lot Width | 45.4 ft Width |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered/Finished Porch |
| Patio Area | 180 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 25816 |
|---|---|
| Street Address | 2186 GRAYSTONE DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-2371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 Z48-303 44.98 FT PB86-199 |
| Legal Subdivision | GRYSTONE GARDEN HOMESTOWNS |
| Legal Lot Number | 10 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 902 |
Source: Sumter County records · APN 204-11-01-064
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2186 GRAYSTONE DR, SUMTER, SC 29150-2371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 18, 2023 | Intrafamily Transfer, Transfer COSMOPOLITAN TITLE ESCROW, COSMOPOLITAN TITLE |
| Jan 12, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on Record |
| Deed Sale | Jul 21, 2020 · Amount on Record |
| Prior Sale | Jul 21, 2020 · Amount on Record |
| Deed Document Number | 202012711889 |
| Deed Book / Page | 1271 / 1889 |
| Last Transfer Date | Dec 28, 2022 |
| Transfer Doc | 0013103704 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jan 18, 2023 |
| Property Address | 2186 GRAYSTONE DR, SUMTER, SC 29150-2371 |
| Document Number | 0013103704 |
| Book / Page | 1310 / 3704 |
| Map Reference | MB 86 PG 199 |
| Instrument Date | Dec 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Title Company | COSMOPOLITAN TITLE ESCROW, COSMOPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2186 GRAYSTONE DR, SUMTER, SC 29150-2371 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jan 12, 2023 |
| Property Address | 2186 GRAYSTONE DR, SUMTER, SC 29150-2371 |
| Document Number | 0013102777 |
| Book / Page | 1310 / 2777 |
| Map Reference | MB 86 PG 199 |
| Instrument Date | Dec 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Title Company | COSMOPOLITAN TITLE ESCROW, COSMOPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2186 GRAYSTONE DR, SUMTER, SC 29150-2371 |
| Document Number | 0013103274 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 1310/3274 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2186 GRAYSTONE DR, SUMTER, SC 29150-2371 |
| Document Number | 0012711896 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2186 GRAYSTONE DR SUMTER SC 291502371, SUMTER, SC 29150-2371 |
| Document Number | 0012711896 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 001271/001896 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $770.00 (-20.78%) | $4,810 (-21.79%) Land $880 Building $3,930 | $120,167 (-21.9%) Land $22,000 Building $98,167 |
| 2023 | $972.00 (+0.52%) | $6,150 (-) Land $880 Building $5,270 | $153,857 (-) Land $22,000 Building $131,857 |
| 2022 | $967.00 | $6,150 Land $880 Building $5,270 | $153,857 Land $22,000 Building $131,857 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 1% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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