2186 Four Meadows Dr, Temperance, MI 48182 Property Records

Monroe County property record for 2186 Four Meadows Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Aug 2002)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-519-150-00`

Property Details

APN / Parcel Number

Primary APN	`02-519-150-00`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2186 FOUR MEADOWS DR
City	TEMPERANCE
State	MI
Zip	48182-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILO MEADOWS PLAT 4 LOT 150 & 1/165TH INTEREST IN DETENTION LOT SILO MEADOWS
Legal Subdivision	SILO MEADOWS
Legal Lot Number	1,150
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2006
Census Tract	833900

Owner

2186 Four Meadows Dr is owned and occupied by two individuals who bought it in August 2002.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2186 FOUR MEADOWS DR, TEMPERANCE, MI 48182-1159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2002 · Amount on File
Deed Sale	Aug 20, 2002 · Amount on File
Prior Sale	Jan 16, 1998 · Amount on File
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2186 FOUR MEADOWS DR, TEMPERANCE, MI 48182-1159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010505
Date	Jun 24, 2019
Instrument	2019R10505

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2186 FOUR MEADOWS DR, TEMPERANCE, MI 48182-1159
Document Number	0000021354
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2186 FOUR MEADOWS DR TEMPERANCE MI 481821159, TEMPERANCE, MI 48182-1159

Mortgage

Document Number	0000021354
Date	Oct 9, 2020
Instrument	21354

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2186 Four Meadows Dr was $3,328 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,400 Land $181,400	$362,800 Land $362,800
2025	$3,328.00 Homeowner's exemption
2023	$2,981.00 Homeowner's exemption	$145,200	$290,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2186 Four Meadows Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2186 Four Meadows Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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