2186 Five Notch Rd, Franklin, GA 30217 Property Records

Heard County property record for 2186 Five Notch Rd, Franklin, GA 30217

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,320 sqft · built 2023
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Tax Bill$1,739 (2025)
Deeds & MortgagesMar 2023 Mortgage
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0037-0077-04

Property Details

APN / Parcel Number

Primary APN0037-0077-04
Alternative APN
  • 7783

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,320 sqft Heated Area
1st Floor Area1,320 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number7783
Street Address2186 FIVE NOTCH RD
CityFRANKLIN
StateGA
Zip30217-5017
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRESIDENTIA
Legal DescriptionHSE/5.00AC/LL48/13 LD
JurisdictionHEARD GA
Township / Civil DivisionCENTRALHATCHEE
Census Block Group1
Census Block1014
Census Tract970200

Owner

2186 Five Notch Rd, a rural home, is owned and occupied by an individual.

Source: Heard County records, as of March 24, 2026

Owner of RecordIndividual Name on File
Mailing Address2186 FIVE NOTCH RD, FRANKLIN, GA 30217-5017
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Deed of Trust, Mortgage · Conventional Mortgage
ASSURANCE FINANCIAL GROUP
Oct 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
ASSURANCE FINANCIAL GROUP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHEARD GA
Property Address5 FIVE NOTCH RD, FRANKLIN, GA 30217
Transaction TypeMortgage
Record UpdatedMar 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 NOTCH RD

Mortgage

Document Number0005160000000072
DateMar 22, 2023
Book Page0000000516/0000000072
Lender
NameASSURANCE FINANCIAL GROUP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueJan 1, 2024
Interest
Rate TypeAdjustable Rate
Rate8.3%
Type Change DateMay 1, 2020

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHEARD GA
Property Address5 FIVE NOTCH RD, FRANKLIN, GA 30217
Transaction TypeMortgage
Record UpdatedMar 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2186 FIVE NOTCH RD, FRANKLIN, GA 30217-5017

Mortgage

Document Number0005230000000423
DateOct 16, 2023
Book Page0000000523/0000000423
InstrumentD2023001723
Lender
NameASSURANCE FINANCIAL GROUP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2186 Five Notch Rd was $1,739 with a homeowner's exemption.

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHeard County
Unified School DistrictHeard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,739.00$95,379 Land $26,000 Building $69,379$238,448 Land $65,000 Building $173,448
2023$289.00$13,876 Land $13,876$34,690 Land $34,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2186 Five Notch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimMar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2186 Five Notch Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 79% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Crossbeam
Fiber
1,000 / 100
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Five Notch Rd

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