2186 E 43rd St, Cleveland, OH 44103 Property Records

Cuyahoga County property record for 2186 E 43rd St, Cleveland, OH 44103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 2003
Lot Size	0.242 acres (10,549 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (Apr 2003)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-23-014`

Property Details

APN / Parcel Number

Primary APN	`103-23-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	832 sqft
2nd Floor Area	832 sqft
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,549 sqft (0.242 acres)
Lot Dimensions	206 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2186 E 43RD ST
City	CLEVELAND
State	OH
Zip	44103-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-1
Legal Description	OL 70/71 S/L PCL E AC .242
Legal Subdivision	W J GORDONS ALLOTMENT
Legal Lot Number	E
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1021
Census Tract	108701

Owner

2186 E 43rd St is owned and occupied by an individual who acquired it in April 2005.

Source: Cuyahoga County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2186 E 43RD ST, CLEVELAND, OH 44103-4414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2003 · Amount on File
Deed Sale	Apr 28, 2003 · Amount on File
Prior Sale	Apr 21, 2003 · Amount on File
Deed Document Number	2003104
Last Transfer Date	Apr 21, 2005
Transfer Doc	0000002355
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 11, 2026
Property Address	2186 E 43RD ST, CLEVELAND, OH 44103-4414
Document Number	0000000192
Instrument Date	Jul 3, 2026
Instrument	2026192
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E 43RD ST, CLEVELAND, OH 44103-4414

Mortgage

Document Number	0000000192,
Date	Jul 11, 2026
Instrument	2026192

Lender

Name	AMERICAN FINANCING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2186 E 43rd St was $3,656, down 1.9% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,656.00 (-1.93%) Homeowner's exemption	$55,755 (-0.01%) Land $10,220 Building $45,535	$159,300 (-) Land $29,200 Building $130,100
2024	$3,728.00 (+37.16%)	$55,760 (+59%) Land $10,220 Building $45,540	$159,300 Land $29,200 Building $130,100
2023	$2,718.00 (-21.19%)	$35,070 (-) Land $13,230 Building $21,840
2022	$3,449.00	$35,070 Land $13,230 Building $21,840
2021			$100,200 Land $37,800 Building $62,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2186 E 43rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2186 E 43rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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